Secured loan

score when looking at your home loan application. Here are the credit score ranges and what each of them means for you. • A Credit Score Below 600 FHA loans will accept a credit score as low as 580 and as little as a 3.5% down payment. They will sometimes accept even lower scores, sometimes even as low as 500; however, a larger…

consider; rent-to-own, foreclosure forgiveness, FHA loans or hiring a Broker is just a few. Banks used to look at foreclosures as a black mark on your credit, however with the 2008/2009 crash; they don’t look at them as harshly as they once did. A few things to consider about these three options are: Rent-to-own: Is a term…

work to 16 hours of self study and then finally conventions, clubs and volunteering to give back to the community that has done so much for me. I would have taken out a student loan to pay for college but because of my part time work to assist my parents with our living situation I wasn’t able to justify the student loan. My parents work very hard for what we have and it is harder and harder to support ourselves with the high rental prices in metro Vancouver let alone the rising cost of tuition.…

There is a gorgeous 4 bedroom two-story home located at 8500 S. Claiborne Ave., New Orleans, Louisiana. Every inch of this 1,919 squared foot home is outfitted with an impressive blend of styles, comfort, and quality. As you enter you will be greeted by a nicely remodeled interior with an open floor plan and stairs leading upstairs to 4 inviting spacious bedrooms. Some features of this home includes: ceramic tile, hardwood floors that are in the bedrooms, vaulted ceilings on the lower level of…

An unexpected expense can wreak havoc on your monthly budget or leave you scrambling to find a way to cover the bill. However, according to a report appearing in USA Today, many Americans do not have the savings to cover an unexpected expense of $1,000. Approximately 75 percent of households earning less than $50,000 per year and 66 percent of those earning between $50,000 and $100,000 annually stated that they would "have difficulty" raising $1,000 for an unexpected expense. A study conducted…

Boston Tea Party The British East Indian Company went into debt after having corrupt management and becoming involved in a war that cost them a great deal of money. This caused me and another seventeen million pounds to be packed into chests and stored in a warehouse. We all started to lose hope as the days went by and we remained unsold. Then an unlikely hero emerged. His name is Lord North, the prime minister of Britain. He originally put a tax on us that resulted in Dutch tea to be smuggled…

recession. The lack of economic foresight and excessive confidence in consumers and investors in the housing market contributed greatly to its collapse. Simply put, mortgage securities were a hot commodity in investment banking. Individual mortgage loans were packaged into these securities and sold off to investors. These mortgage securities received AAA ratings from credit rating agencies and, therefore, investors saw them…

Our firm represents Jackie Smith, former lessee at the Palace Apartment Complex in Richmond, Virginia. In October 2012, Ms. Smith signed a written lease to rent a unit in the Palace Apartment Complex. Upon signing the lease, Ms. Smith paid a required security deposit in the amount of one month’s rent, or $1200. Ms. Smith rented the apartment for two years and vacated in October 2014 at the end of her lease. We are requesting the return of Ms. Smith’s security deposit in the amount of $1200. As…

Are you interested in buying or selling a home in the Outer Banks area? If you are, you may be interested in using the services of a real estate agent, as many home buyers and home sellers are. While a large number of home buyers and home sellers use the assistance of a real estate agent, you may be wondering whether or not you really should. If you are interested in learning whether or not an Outer Banks real estate agent can help you, you will want to read on. When it comes to selling a home,…

Section 3 The financial crisis of 2008 jolted the structure of the economy and affected numerous sectors. These crises occurred because of numerous reasons that stacked up and created a horrendous long-term impact for the overall economy. The financial crisis cost appears to be $5 trillion to $15 trillion. The stock markets fell miserably after this demise, and strategists were unable to control this demise. Several players played their roles in this demise, and players like banks, firms,…