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    Mr. Klassen Economics 15 September 2016 Credit Score Credit Score is based on how much you can be trusted financially to pay a loan after the time that you use it. It allows you to buy something that you need right now but do not have the money for. There are pros and cons of having a credit card, but as long as you are wise and keep your word on paying for a loan, you can use it to your advantage. You can use a credit card to build your credit score, therefore allowing you to have the ability…

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    insurance companies use credit score in determining rates because they see it as a good indicator on the probability of a person to repay the loan in a timely manner. Meaning, someone with a higher credit score is a lower risk to the company because this person is more likely to repay the loan. Also, there is a strong correlation between a person’s credit score and their likelihood of submitting a claim. There has been evidence to support that those with lower credit scores cost insurance…

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    Blemished credit score ratings are very costly and stressful since they affect almost every aspect of an individual's life. Most financial experts agree that credit is very important since it is what makes the world go around. Without good credit rating it is almost impossible to make any meaningful progress including getting a decent job. Getting a loan from conventional lenders is unheard of as long as your credit ratings are in the red. The good news is that credit scores can be improved…

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    American composer; conductor and orchestrator of film scores. He was mostly known for the vocal and electronic elements in many of his film scores. Horner was also a respected composer of concert music before he started writing film scores. His first major film score was for the film "The Lady in Red," but he did not establish himself as a well known film composer until he worked on the 1982 film "Star Trek II: The Wrath of Khan." Horner's score for "Titanic" has the distinction of being…

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    Do you have a bad credit score? If so, you've got lots of company. An estimated 30% of Americans have bad credit, including people with good incomes. A bad credit score isn't something you can just brush off. Banks use them to decide whether to give you personal loans or mortgages. Credit card companies use them to determine whether to give you a credit card, not to mention what interest rate to charge. Even people who want to do damage control on their credit scores are often unsure what…

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    Does your credit score need improvement? Here are 10 ways that you can improve it: Have Errors Corrected You should know what your credit score is. Canada uses both Transunion and Equifax as credit reporting agencies. That is why it is a good idea to compare the two. You may have to pay a small fee for your credit report. However, the small investment you have to make will be well worth it. Look over your credit report and make sure it does not have any errors. Report any errors that you find…

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    or to pay for an emergency expense, the last thing you want is to be held back by a bad credit score. For more than 10 years, 1st Choice Financial has helped people in Washington Court House, OH and the surrounding area get the money they need to pay for unexpected emergencies. Below, they explain five tips for improving your credit score: Pay Off Debt: The most effective way to improve your credit score is by paying off debt, especially debt owned by collection agencies. Check Your Credit…

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    In the article “Increase Your School’s Test Score- Ethically”, the authors lay out a plan of action that should take place to assure student success. The article notes, “The first step (in creating a plan) was to articulate the curriculum and align it with the state proficiencies and the test content…

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    credit score is until it is time to apply for a loan or they need to buy a new car. A credit score is the number lenders look at to approve and decline your application for credit. For example, when searching for a mortgage company to purchase a new home your credit must qualify before you are approved. Credit scores range from three - hundreds in the mid eight - hundreds. Many factors’ contribute to a low credit score, several you have control over and others you don’t. Once your credit score…

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    important for making purchases in life. Your credit score is a three-digit number based on a person’s credit report. Whatever your credit score is will be what lenders look at to decide how likely someone is to be a responsible borrower. An excellent credit score is 750+, good credit is 700-749, fair credit 650-699, poor credit 600-649, and bad credit is below 600. A great score can save you money by getting you the best interest rates and terms. A bad score or no credit history causes…

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