Retirement spend down

themselves in the future financially. Some believe that one must save constantly throughout their lives and build up. Only for retirement. Others don't save, or are incapable of saving either due to income, disability, or circumstance, and depend on social security to help support them financially. Most people save for higher education for themselves, their children, or their own retirement, but in the instance where one is no longer working, loses a spouse, or is physically incapable of…

billion in that year (Shakin and Seibert, 2015). Almost one third of U.S. retirees depend exclusively upon Social Security benefits for their retirement income (Hopkins, 2014). It is the matter of fact that despite its significance and positive history of providing retirement income to the elderly, Social Security has its own issues and cannot continue down the same path for much longer. However, the proposed tax policy (Team A’s), making social security benefits as a welfare program for older…

begin to decrease in around age fifty. If pick up the habit of smoking and continue through my adult years, my lung capacity drops quickly. (Santrock) With excersise and an active lifestyle, the decline of my muscle mass and physical appearce will slow down. (Fragala) However, my liklihood of a stroke increases in late adulthood. Thirty-one percent of women in late adulthood has reported having aat least one stroke. (Aronow) The most important thing I can do is keep my blood pressure monitored…

The old age security program is quite the success story for Canada, it has been achieved through a long and hard process. During the mid-1850s, Canada could be described as a sort of agricultural society. As a result, retirement was often unheard of. Most Canadians spent their days living and working on farms their whole life. When people were physically unable to work, their families would support them. However, those without family support had little to no options. Many of these people would…

more miles to go before I sleep. Whether, the last quadrant of my life is a long or short one, I pray that it will be a sweet one. Retirement is having the time to do what I've always wanted to do - without feeling guilty about it and I'm thankful to the dear people in my Department who have been reminding me, 'Beth, you have earned it, you deserve it. Happy Retirement." In the midst of my days of rest and bliss, may I remember the words of David in Psalms 39:4 KJV: LORD, make me to know…

had a life-long career in the Boston Gas Company until the age of 67, when he retired with a monthly pension. His wife is a retired home geriatric nurse and both have sufficient savings for retirement and own their home. Mr. M was appropriately dressed in clean brown corduroy pants with a plaid flannel button down and undershirt. He had a Scally cap on and brown leather…

never had to deal with before. In order to understand what these middle adulthood life events are like, I interviewed my lovely neighbor, M.K.W. M.K.W. is sixty-two years old, experiencing the end of her middle adulthood phase, and approaching her retirement phase. She has been my neighbor for the past five years and has always been very friendly and approachable. I was invited into her house, where we had a three hour long interview, which was very…

that you have a general idea of what you want to do, you need to start making plans for your spooky evening. Staying home means getting candy for trick or treaters, having some Halloween specials on hand and maybe inviting friends/ family over to spend the night with you. Going to a club means picking the right outfit that will not hinder you the whole night, picking the locations you want to go to and maybe set an itinerary or self-guidelines to follow. Either choice means…

or age group”. With that said, I decided in the last week to center in on one culture specifically, the elderly. We all consider someone an elder if they are somewhat old or getting up near that old age. With Florida being one of the most popular retirement locations, elderly people are everywhere; however there is so much more than meets the eye. Elderly people are viewed and valued very differently in many different cultures, they are either important influential, people or not, it all depends…

which was embarrassing, and Kiersten and I walked gloomily to security. Security went smoothly and I took that as a good omen. Usually, one of us gets checked and patted down, but it didn’t happen this time. I was searching for our gate alone, since Kiersten is no help; she always assumes I’ll find the right gate while she looks down at her phone. After I found our gate we had about an hour of downtime so we charged our phones and…