Retirement community

How to Avoid a Financially Hard Retirement Retirement is supposed to be the golden years for every senior. However, for many seniors, retirement can be stressful because they have a decreased income and the same financial responsibilities. One of the best ways for seniors to make their retirement years what they’ve always dreamed of is to avoid these financial setbacks. Remaining in the Family Home with a Mortgage Although many seniors love and cherish the home their children grew up in, a…

little more than $100,000 in retirement savings. Can we conclude that a lots of Americans facing a retirement crisis? Will that affect the standard of living in later life? The article “Is There Really a Retirement-Savings Crisis?” by Anne Tergesen, discusses the different opinions about this dilemma. The Wall Street Journal invited two famous economists to share their thoughts regarding this question: Alicia Munell- the director of Boston College’s Center for Retirement Research, and Andrew…

Social Security disability benefits can be a great help to anyone who has a serious illness or injury can cannot work because of it. However, even if you consider yourself to be disabled, there is no guarantee that your disability claim will be approved. Here is some important information to know about how to increase your chances of having your claim approved. Disability Approval Rate Currently the approval rate for Social Security Disability (SSD) benefits is approximately 33%. However,…

I thought this was an interesting video. I feel that we often do not think about retirement since it is so far off for many of us. Furthermore, I think that it made me realize that I need to really look at how I am currently investing my money and pay closer attention to it. I was stunned by the statement by Professor Teresa Ghilarducci, “The 401 (k) is one of the only products that Americans buy they don’t know the price of it.” Furthermore Ghilarducci went on to state, “It’s also one of the…

with the American public and those perceptions define as the program is viewed in the halls of Congress. Main Body Social Security in the United States is a form of old age insurances that help individuals over the age of 65 stay out of poverty in retirement. Social Security is funded through…

With more than $2 trillion stashed away for Social Security, you want to be sure you’re getting the most benefits from this popular retirement fund program. The money management professionals at Sullivan & Company in Bethesda, MD, specialize in helping their clients build and grow their retirement plans for the long term. Here are a few tips to keep in mind before collecting Social Security payments: • Consider Life Expectancy: The average time you’re expected to live can help determine when it…

of this proposal is to request permission to gather research, opinions, and facts from the Bellevue College community and determine whether or not a mandatory retirement age policy should be implemented. Background In early February I was contacted by Aaron Hillard and his administrative assistant, Jewell Evans, about making a report about whether there should be a mandatory retirement age for professors and faculty at Bellevue College. Currently, the school has many teachers working that…

only social service agency within the community. It has been providing services to Fishtown and the Philadelphia area since 1902. The services since then may have changed but it’s core mission of “empowering individuals, families, and communities to achieve and maintain self-sufficiency through an integrated program of social, educational, and advocacy services” has not ("History | Lutheran Settlement House | Empowering Children, Adults, Families, and Communities Since 1902," n.d.). Today,…

improvements to three key areas of the community and city design: (1) the physical and built environment; (2) the social environment; and (3) housing. Physical and built environment Menec et al. (2011) describe the built environment as comprising the outdoor spaces (e.g. green spaces, parks, walking trails), buildings and natural environment of a community, such as its air and water quality. The physical and built environment are important factors in age-friendly community design. For older…

Regardless if a community is a sports team, a religious group, or American society, communities give their members some set of perks. These are opportunities the members would not ordinarily receive on their own. Although some opportunities are for the benefit of their members, some opportunities extend outside their population into other communities. Not only are there potential opportunities to gain knowledge and experience when two or more communities begin to intertwine, there is also a risk…