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For example: cows, goats, and dogs move around all the time and people walking around wearing saris (Nepalese dress). Also, you would see temples everywhere. I think of those days where we used to drink tea in a tea shop, and I start remembering how wonderful that tea was. Around comes the first week of November and homesickness starts to really hit me hard because it’s the time of the festivals, called Diwali. It’s a festival of light. On the opening night every household…

In 2008, the stock market took a plunge and lost approximately 1.2 trillion dollars. Many factors led up to this incident such as the Lehman Brothers bankruptcy and Emergency Economic Stabilization Act. The fall of the housing market quickly followed shortly after. Homeowners across the nation found themselves with no choice but to foreclose their beloved home. Six years later, these victims, who are called “boomerang buyers,” are beginning to get back on their feet, and get back on track with…

Even if a potential buyer is ready to start renting, his or her credit score may not be. If the potential buyer has been renting an apartment since the foreclosure and loss of the home they were paying a mortgage on, then their credit score probably hasn 't gotten much better. In fact, the renter’s credit score probably dropped a bit lower. Renting an apartment does not help one’s credit score. In a perfect world, getting payments in on time would be enough to guarantee one’s ability to “rent to…

People are exposed to all types of situations, once they leave the safety of their home. Some are very hazardous to their health. People realize the risk that they take everyday. Therefore, they look for a way to protect their family, home, other property, automobile, and even their pets. Insurance is a way to protect those valuable assets. The fact is that insurance provides peace of mind and is a way to provide financial help in damaging situations. Tesco is a leading provider of Insurance in…

to this, there was mouse and/or rat feces within the house. 7. On November 13, the tenants removed there property from the unit effectively ending their tenancy. Remedies 1. The tenants landlord failed to meet his responsibility to maintain the rental unit in a good state of repair and fit for habitation in accordance to…

If you are moving somewhere, you are probably going to have to make the decision to rent or buy. It can be a hard decision to make, but it’s important that you make it. There is lot’s of pros and cons for each option. I will go over them now. Let’s start with the pros of renting. When you rent, you aren’t committed to pay it for a long time. so if you change your mind about where you want to live, you can do that. It also can be cheaper, as the rent is usually cheaper than an owned house. Also…

One of the biggest mistakes that renters make is not getting renters insurance. Many people think that renters insurance is an unnecessary expense because their property manager has insurance. However, the manager's insurance only covers the building. It does not cover your belongings. There are a number of reasons you should get renters insurance. Below is a list of reasons that you should get renters insurance: Guest Injuries If someone gets injured while at your home, then you may be the…

So you've decided to rent a new place, congratulations! We're sure you're excited to move in. Maybe you're already packing your things. But hold on a second - there's something you need to do first. See, your landlord's insurance only covers so much. The cost of repairing the building after a storm or a fire, for instance. That's about it. To protect yourself and your belongings, you'll need renters insurance. In order to guide you through the process and help you get the best deal possible,…

California Month to Month Rental Agreement California Civil Code permits a landlord to lease a residential property to a tenant using California Month to Month Rental Agreement. This type of month to month tenancy or tenancy at will is suitable for renters without a fixed requirement of rented accommodation. However, please ensure that a lead based paint disclosure and Megan's Law Disclosure is attached to the original contract form. In addition, here are some important considerations The…

the end of the lease. • Any penalties that the leaseholder is liable to pay for not renewing the contract. Operating Lease Operating leases on the other hand, are simpler than capital leases, because the rentals are considered revenue to for the landlord and expenses for the tenants. All rental advance payments will be recorded as a liability to the lessor and prepaid rent for the lessee (Schroder et al, 2011). For operating leases, APB Opinion No. 13 focus on noncapital leases which must…