Rates

determined the formula best to use is the future value interest of an annuity stream. Of the 3 method’s, I prefer to use: FVIFA= FUTURE VALUE INTEREST FACTOR OF AN ANUNUITY PMT= CASH FLOW PAYMENT N= # OF PAYMENTS R= INTEREST RATE Now we can input our data into the formula to solve for the amount we will have in 17 years while depositing $3000.00 in an original annuity at 9.5% per year. The answer is: $116,140.50 at the end of 17 years CONTINUED… 1. 2. To answer…

ABSTRACT: Enzymes are catalysts, speeding up of chemical reactions, of biological systems by lowering the activation energy (Transitioned from the AP Biology Lab Manual). In addition, in order to determine the rate of an enzymatic reaction, one must measure a change in the amount of at least one specific substrate or product over time. We were curious about determining the effects of pH and heat on enzymatic activity because these are factors that usually affect the shape of an enzyme. We…

Throughout life everyone is faced with challenging obstacles that they have to overcome, sadly I learned this for myself sooner than most. In October of 2012 I became a licensed driver in the state of Virginia. I was your typical sixteen year old boy with plans on taking road trips, modifying my car to increase its performance, and planning on never riding the school bus again. In three short months my world was turned upside down and I never thought it would be right again. It was December…

increasing of exchange rate volatility, especially after the break-down of the Bretton Woods Agreement Accord in 1993, and the advent of floating exchange rates regime, has been a constant source of concern for both policy makers and academics. The adaption of floating exchange rates regime by several countries and the subsequent occurrences of recurrent exchange rate volatilities around several economies called for a thorough investigation on the impacts of exchange rate volatility on trade,…

Stoichiometry is known as the quantitative relationship between various products and reactants in a chemical reaction. There are many ways one can stoichiometry in his/her advantage. If you start off with a known amount of reactant, stoichiometry can definitely be used to make a prediction to the amounts of the future product that will be formed. And in the other side, if you has a desired amount of product want, you can use stoichiometry to predict of on how much reactant you will need to…

Receiving a proper education in an urban school system has been a major problem over the years. Dropout rates in the urban school districts have almost doubled the dropout rate of those in suburban school districts. Where do these children turn to when they drop out of school? What is the government doing to help decrease the dropout rate? How do we get our children back in the classrooms and off of the streets? Why do some people agree that it is okay for a student to drop out of school? Who do…

Profiles in Courage Justin Kanski Rahway High School Mr. John Odin Acts of Political Courage Political courage means taking a position in order to safeguard a certain principle thought to be of a particular interest to the person or a group of people. Acts of political courage are therefore the actions that political leaders take to safeguard the interests and the rights of those they stand for either at local, state and the national level regardless of the risks associated…

theory of free volume, penetrant molecules can diffuse from one place to another if there is a blank space or a free volume sufficient (Mulder, 1991). The movement of heat will produce a magnification of free volume in the membrane. Therefore, the rate of diffusion of each molecule penetrant increased at high temperatures and produce high permeation flux values anyway (Bakhsi et al., 2006). Figure 4.9. The effect of temperature on selectivity for various of membrane composition and…

their end. Therefore, the pricing model will only be used for new clients. As for the 53 existing Premier Pass clients, upon their yearly renewal, the client ROI will be calculated on an individual basis, and analyzed to assess the appropriate renewal rate. To avoid a vast increase in the contract pricing and risk of clients not renewing, the year over year contract price should not exceed 10% from the previous year’s contract pricing. The project has allowed the Client Education team to assess…

It is known that our cities are not free of crimes. Recently crimes have been increasing at a fast rate. During the last few years, one of the leading issues going on in our communities has been inner city crime. It has been labeled as a major social problem due to the fact it can be such a threat to our society. Is an in growing problem among our urban areas since it constantly continues to increase, mainly involving teenagers being the leading age group. One of the main reasons this occurs is…