Pyroclastic flow

The investment to starting an ambulance services would need a large bank business loan on my behalf. However, my individual business loan my not even be enough, therefore, finding partnership with stockholders, or another person willing to go into business with me can help me financially. A large bank loan of $200,000 would be need on my behalf and preferably prefer a business partner that would go into business, and preferably a family member. They would also need a second business loan of $200…

What were your opening, target and resistance points? In this project I created three scenario’s with three possible outcomes. Throughout the project the opening price, target price, and resistance points remained consistent for both roles. In scenario one where I played the buyer the initial offer was $8,000, the target point was $8,800 and the resistance point was $9,000. In scenario number two where I played the seller the initial offer was $10,500, the target point was $9,500, and the…

Summary of J, C. Penney’s Annual Report Through the creation of a summary of financial reports management such as business executives can have access to information fast. Thus, helping executives identify the most important points showcased in the financial report. A prime example is as simple as a break down on how much business have spent on advertising and marketing during the year. By comparing revenues, profits, expenses, and factoring in the year-over-year changes will help executives…

The company recognises interest income on cash and money market deposits using the effective interest method (easyJet plc, 2016). The same method will be utilised to calculate both the interest income and the interest on bank and other borrowings. The formula for calculating effective rate is as follows: Where is the interest received (paid) at time t and is the total cash and deposits (total debt). As shown in exhibit 4, the effective average interest on income is equal to 0.55% and that on…

Timico, I agree that the price of purchasing a cashier’s check can be extreme for most budgets. This type of payment is also good when there is a large amount of money that need to transfer from one institution to another one. Cashier checks are guaranteed money and it is drawn from the purchaser’s bank account. This type of checks is more secure for the recipient and is one of the reasons it is requested. Cashier checks are not a product that has a wide variety of substitutes available. When…

Loan number 1 has an interest rate of 5%, a time of 5 years, a down payment of $2,500, a monthly payment of $481.83, and an overall cost of the car after the loan is paid of $28,910.08. Though this option has the lowest interest rate and monthly payment, the length in the years is the highest out of all the loans, so this chocie was elmiated. Also, actual cost of the vehicle after loan is paid is decent since it is the thrid lowest and highest of out of all the choices. Option number 2 has an…

The firms and their industry Wal-Mart Inc. was founded in 1962 and it operates in the retailing industry and includes a vast chain of stores such as grocery, discount departments, and hypermarket. Its headquarters is in Bentoville, Akansas and it has expanded its operations globally with numerous stores being operated by the company (Wal-Mart Annual Report 2016). The CEO of the company is Doug McMillon and he has been influential in meeting the changing needs and dynamic nature of the consumer…

The decision to save enhances well being in the long term but it conflicts with the desire to spend money to gain immediate gratification. The influence of having single versus multiple accounts on individuals savings and spending decisions. We find that individuals save more with a single account than with multiple liquid accounts. Utilizing work on motivated reasoning and fuzzy trace theory, we suggest that multiple accounts engender fuzzy gist representations, making it easier for people to…

The Equality Act 2010 brings together all previous acts relating to equality and discrimination. The Act applies to all organisations that provide a service to the public. The Ac protects all individuals and groups from discrimination. Early years setting must be aware of these laws and have in place a policy regarding equality of opportunities and for supporting children with learning difficulties and disabilities. Providers must also have regard to the SEN code of practice. The EYFS also…

proposal for formulation of Cash Flow Model. Firstly, Lee conceived the structure of cash flow accounting as an inter-locking series of statements for a variety of users. Lawson, on the other hand, is mainly concerned with the provision of cash flow data to improve the information base of investors and financial managers. Secondly, Lee’s system is enterprise oriented, intended for a variety of user group, and concentrates on a reporting of the various cash flow of the entity; Lawson’s system is…