Professional liability insurance

The two men had tentatively discussed the possibility that Northrop Bank might extend a line of credit to Cartwright Lumber up to a maximum amount of $465,000. Cartwright thought that a loan of this size would more than meet his foreseeable needs, but he was eager for the flexibility that a line of credit of this size would provide. After this discussion, Dodge had arranged for the credit department of Northrop National Bank to investigate Mark Cartwright and his company. The Cartwright…

If we use the debt ratio formula which is “Debt Ratio = Total liabilities/ Total assets” we can calculate how much the company’s assets are debt and if you do the calculations we the following numbers .346 for 2011, .329 for 2012 and 2.99 for 2013. With the numbers decreasing it means that the company has less dependence…

percent. May be small, but these changes certainly had a big contributed to the overall gaining of the company and says that its operations through the common size income statement are surely better. The statement of financial position puts the liabilities, equity, and assets into percentages of the group as a…

Financial Condition Liquidity Ratio: In figure 1, the current ratio illustrates Imperial Brands ability to pay their current liabilities. Imperial Brands were not likely to pay their current liabilities in 2012 and 2013, since a current ratio that is below 1 is not a good sign. However, their current ratio increased significantly in 2014 and 2015, since their current liabilities reduced and their current assets increased. Moreover, Imperial Brands’ current ratio is lower than the industry…

its liabilities in relation to their current assets. To assist a company in evaluating how much debt they have and whether the debt is too high would be the debt to assets ratio. This formula takes the company’s debt in the form of notes payable, long term bonds and long term debt and splits the total among total assets for the company. The net profit margin is calculated by taking net income available divided by total sales; which gives a breakdown of income compared to sales. The…

Corporate Level Strategy and Business-Level Strategy, Tesla Motors is a company that has known how to well penetrate in the car industry and in the market. According to Liu, Kang, Wu, Chen & Hon “Tesla is pursuing market penetration strategy and related constrained. Tesla intends to enhance their influence on the current markets with their current products. They also market their electric powertrain components to other automakers (2014).” Tesla is really focusing on working on market penetration…

The Role of Corporate Valuation 1.1 The role of current earning and current cash flow in the assessment of future cash flow. Current earning is define as net income or loss of an entity for the current year. Current earning are the difference between all revenues and expenses on the statement of profit and loss and other comprehensive income. It will presented in statement of financial position until they are transferred into retained earnings. Current cash flow are reported in the statement of…

Midterm Assignment Facts Ms Jones was an English consultant, who worked for a multinational firm in Madrid, signed a notarial act with the Bank Z in May 20th, 2007 for the loan of 200, 000 EUR. She secured it by mortgage on her apartment. Ms Jones had to reimburse the whole payment with 300 monthly payments due November 31st, 2036. She would have to pay an interest of 7% instead of 4% if she failed to pay any of the installments. Ms Jones fulfilled all requirements of the agreement from 2007 to…

CASE NAME AND CITATION Valilas v Januzaj, April 08, 2014, [2014] EWCA Civ 436 COURT AND JUDGES COURT OF APPEAL (CIVIL DIVISION) - LADY JUSTICE ARDEN, LORD JUSTICE UNDERHILL & LORD JUSTICE FLOYD PARTIES IOANNIS VALILAS- Respondent/Claimant VALDET JANUZAJ- Appellant/Defendant MATERIAL FACTS Mr Valilas ran the practice and had an oral agreement with Mr Janujaz who used the premises, equipment and facilities and in return paid Mr Valilas 50% of his receipts each month. Mr Janujaz also had a contract…

or passed forward. If the company pays more tax now for paying less tax in future it is regarded as deferred tax asset. This reduces the future tax liability. Deferred tax liability is created when company pays less tax now for paying more tax in future. This means that company has to pay more tax in the future. Brambles has a net deferred tax liability of US$M 522.40 in its statement of financial position which means that the company will pay more income tax in…