Pleasure principle

rates and the long term interest rates. Long term interest rates are moderately higher as a result of the risk premium. The final advantage is that there are no risks of refinancing and interest rate instability during refinancing. One of the basic principles of finance is pursued here. This means that long term assets are to be with long term finance and short term assets are to be with short term finance. Hence, risks of refinancing and the interest rate fluctuations during refinancing are…

On the surface, college student loans appear to provide students with a fantastic opportunity by allowing young people to continue their education and further their careers. However, taking out student loans could be a material cooperation of evil. For instance, Alan Collinge, author of The Student Loan Scam: The Most Oppressive Debt in U.S. History – and How We Can Fight Back, had taken out loans to complete three degrees in aerospace engineering that totaled out to be $38,000 (vi). By the…

Forensic Lab Design Sherrie Davis CIS417 Professor Curtis Burch November 5, 2015 FORENSIC LAB DESIGN One of the first priorities for planning for a forensics laboratory is determining the budget. The purpose of the budget is to establish a broad overview of expenses and revenues to guide the organization's efforts during a designated time period, usually within a fiscal year. When planning a budget for a forensics laboratory there are three steps that should be considered, while…

The main goal of PLOAX is to provide long-term capital appreciation to its investors. This fund invest mainly in stock that is almost entirely in small-cap companies. Small-cap stock tends to be more volatile so this stock has an unusually high turnover rate resulting in higher fees. PLOAX has an expense fee of 1.2%, which is below the average, PLOAX is also a up front loaded fund with a sales fee of 5.5%, which is average for this type of fund. The type of stocks PLOAX invested in usually…

The financial performance of MBS is not in a good shape at the time of 2011. The sales revenue peaked in 2007 and has been sliding since then. In 2011, the adjusted gross profit from MBS sales only takes up 1/8 of donations amount. Berger and Symons have been constantly optimizing their product structure and distribution channels, the problems like low-quality and high costs are still bothering MBS. Berger proved his ability when putting all his efforts into MBS, their revenue skyrocketed over…

Armstrong World Industries’ primary range of operation is the design and manufacture of floors and ceiling systems. Operating in the following segments: Building Products, Resilient Flooring, and Wood Flooring, Armstrong has been developing its expertise as an incorporated firm over one hundred twenty four years and is conservative in its range of operation. As stated in investor presentation, Armstrong’s business priority is to “Build core competency of driving specifications in the architect…

There are many negative articles describing fracking and the environmental impacts that surround it but, there are many positives to fracking such as the following. Economic impact Energy consumers are seeing economic gains, as a result from increased fracking, gas bills have dropped $13 billion per year from 2007 to 2013, which adds up to a total of $200 per year for gas consuming households. Households aren’t the only people seeing the difference, commercial, industrial, and electric power…

The following analysis is conducted based on the information provided by B. Wilder on December 11, 2005, regarding a potential purchase of the South Face Mine from Mountain Mining Canada Limited (MMCL). The purpose of the analysis is to provide a better understanding of the potential risks and offer the best estimate of our actuarial recommendation. Engineers and financial analysts at Can-Do estimated that the cost savings through a combination of improved surface logistics and optimal…

COSTCO’s Internal Audit To: Management From: Audit Committee Date: December 6, 2015 Subject: Internal Audit The purpose of the internal audit is to protect Costco's assets through evaluating the acceptability and efficiency of internal controls; recognizing areas of possible risk, revenue improvement and/or cost reductions; and making sure transactions are authorized, completed, and logged as proposed. Costco normally knows sales, net of probable returns and at the period the member takes…

Nakilat Student Name University Affiliation Nakilat Introduction Investors are usually cautious when making an investment decision. Chiefly, investors look for opportunities that will eventually yield profits rather than a loss. In some cases, investors look for short-term investment opportunities whereby a volatile stock keeps moving up and down depending on its current environment and shareholder engagements in buying and selling the stock. In other cases, investors look for long-term and…