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    check to pay check and there seems to be no way out. They were never taught how to manage money and had to learn personal finance skills the hard way (aka – the school of hard knocks). The lack of financial education in the home also leads to the parents supporting their adult children draining the parents retirement income. It is that time of the year when we starting working on personal finance in business class. To-date…

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    There are many sources of stress in my life. Like the fact that I cannot find a job, therefore I cannot pay car insurance. Also, I have a girl in my life that I like very much, but every day, there’s always a problem with either her and me or her and someone else. My dad is a major contributor to my stress. The life of a teen is agreeably one of the most dramatic and stressful parts of a person’s life. I feel, between school and my home life and dealing with rebellion to parents at home, I…

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    Health Philosophy As a young woman and college student it is very important that I live a healthy, balanced, and holistic life. Many people have their own health philosophy that they chose to live their life by. My health philosophy to having healthy and prosperous life is as followed: exercise, eat healthy, have a close relationship with God, have a tight circle of friends, and maintain healthy relationships. Ever since I can remember I have been doing some variation of…

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    The U.S. personal care and cosmetics market represents enormous opportunity. According to industry marketing consulting firm, The Beauty Company (2012), the industry surpassed pre-recession sales levels to grow to over $38 billion in 2011. Some additional facts the firm notes about the market: • The average U.S. consumer spent $616 on personal care in 2008 • Women aged 16-65 shop for beauty products 5 times per year on average, spending an average of $43 each time. • Households earning $75K+…

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    Iu Personal Statement

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    When I conceptualize a fulfilling life, I envision myself helping others. Making others happier, even for a second, is so beautiful to me. Since I was young, I would volunteer at organizations such as the Women’s Center or the humane society. Pursuing a career in Dietetics would give me the opportunity to guide others to make healthier choices and in the end, make their lives brighter. I would love to graduate from Indiana University with a degree in Dietetics that will allow me to become a…

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    perfectly. To lead a successful and satisfying life, you need to understand the difference between "doing your best" and "striving for perfection". And although the examples below are work-related, you can easily transfer the same principles into your personal life. By lowering your expectations (not your standards), you can produce work that you are proud of without annoying or driving away those around you. Productive Communication: We all work and play at varying intensities, some of which…

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    The strength I chose for this experiential activity was gratitude. I decided on this strength because I believe that when you focus on the all of the things you have in life as opposed to all of the things you don't have your perception of the world around you becomes much more positive and you become aware of many opportunities throughout the day that you would not have noticed had you been thinking of things in a more negative light. When it came to using my signature strength of gratitude…

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    Games are great fun and we all love them, or at least most of us do! Although there are so many variations and preference in these likes and dislikes there are many people that have made their game loving habits get the better of them. However; depending on the type of game you love, it will be best to make sure there is nothing like playing a game which does not really portray or bring out the best in you. Even though games are played to have fun, it will be best that there is something learnt…

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    For many years I have been very indecisive about my direction in life; I often dreamed of residing in faraway places, living the unrealistic rich lifestyle and for everything I’ve ever wanted to run completely the way I desired it to without the difficulty of overcoming any obstacles. I come from a family who has bigger and brighter dreams for the children of future generations. Family has always been one of the most important values in my life. Leaving them behind to focus on myself seemed very…

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    opportunity to surround myself with incredible people. I make sense of almost everything through gratitude, which allows me to draw on the positives and leave the negatives behind – knowing that they are both parts of the equation and necessary for personal growth. It has been fourteen years since I first became interested in Counseling Psychology. I started my undergraduate degree in Psychology immediately…

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