Personal finance

Have you reached the limit of your credit card? Are you short of cash? Unfortunately, your credit company is not likely to make your credit limit higher and your local bank is not likely to grant you any money. Of course, you can try to turn to your family members or friends for help, but what can you do if they are not able or willing to help you out? Are there any options left for you or are you stuck for good? Well, you can certainly come up with a clever scheme of robbing the local bank, but…

Debt consolidation loans are often considered to be the perfect method of getting rid of a huge chunk of debt all at once. Consider the luxury of getting the mail and instead of looking at five or six credit card bills you are only looking at a utility bill and a bit of junk mail. In addition to the foregoing, if you find that you are seriously falling behind in your bills, this sudden freedom is a like a breath of fresh air. Yet these debt consolidation loans are not always a good idea. Here…

type of place where people live on their boats in the marina, just waiting for the opportunity to take said boats out on the St. Johns River. Where life and culture intersect. Where life is lived out loud. But sometimes due to your poor credit and finances, you feel left out of Jax's dynamic loop. Hopefully, by the time you get done reading about Platinum Lending and title loans in Jacksonville, you'll feel like you can be a part of life in in the city again. Maybe you want to create your own…

Three Things You Need to Know About Auto Insurance Whether you are new to car insurance or a long time buyer, there are many things you may not be aware of. In many cases, this ignorance can cost you money. The following are three things you should know about car insurance. Your insurance follows your car What this means is that regardless of the driver, your insurance is in effect. If you lend your car to a friend, your insurance will remain in place. There is one exception to this. Your…

Have you ever found yourself in debt because of a credit card? Do you ever find yourself thinking that the credit card is evil or out to get you? Why have one then? Because you can pay for things online or over the telephone with a credit card, but guess what, you can do all those things with a debit card. A huge target for credit cards are teens, because they don't know how to really deal with money, and that's when a lot of mistakes happen. If credit cards are so bad, why do people use them…

Once you recognize that you have a substance abuse problem, the next step is becoming sober. Figuring out how to pay for rehab is a common problem for addicts. You know that you need treatment, but you have to find a way to pay for it. While drug rehab centers can be expensive, there are payment options and grants available that can help. How to Pay for Rehab With Savings and Assets The most straightforward way to pay for rehab is through your savings account. While you may be concerned…

for borrowers to qualify for no down payment home loans and 100 percent financing. Today, the tide has drastically changed and loans with no down payment requirements are hard to come by. However, it is not impossible to find a lender willing to finance an entire loan without a down payment. Low and No Money Down Mortgages It is a common misconception among many potential borrowers that all banks offering conventional mortgages require 20 percent down. Although it is normal in the industry to…

Sometimes when people fall into a monetary emergency they look into getting an advance payday loan as a immediate solution. Exactly what many people do not understand is that this could possibly sometimes create much more problem to them than they were in the beginning. Before choosing which type of loan is better, one must consider the situation. Both payday and installment loans for a bad credit score can be helpful in various ways. There are actually many that are advantageous and legitimate,…

Many people are well aware of the fact that a competent financial planner can assist you with budgeting and the whole cocncept of planning and saving for a retirement. However, one of the questions that many people wonder is if a financual planner can assist them when it comes to securing a home loan. In all actuality they can. Not only can they help you to secure a home loan, they can assist you whne itcomes ot ensuring that you don't spend too much on said home or make questionable fianncing…

Generally, pre-purchase homeownership counseling has frequently been integrated with efforts to responsibly extend credit to borrowers. Furthermore, counselling proponents have argued that it reduces the probability of borrowers become delinquent or going into default. Fifth Ward CRC's objective for clients who take the Homeownership Promotion and Preservation, pre and post-purchase classes and one-on-one counseling sessions, acquire the skills and confidence to navigate the mortgage lending…