Person of interest

society, the average college graduate leaves college with a whopping $37,172 in student loan debt. Crippled by constant payments, many struggle to keep up with payment plans. On top of that, federal student loans encompass an interest rate, which has a limit of 8%. Because the interest rates are so high, graduates can end up paying double the original loan amount. Coming from a large family, I have had first hand experience with the effects of student loans, and what it can do to a blossoming…

In Economics the cost of something includes funds spent carrying out any action. For consumers and producers costs determine how much one is willing to pay or invest in. This could be based on income or current financial status of the consumer or producers. Cost effects the consumer demand and producer sale outcomes. It can also determine the worth of whatever is being sold in comparison to a substitute. The types of costs that affects consumer and producer investments include fixed costs,…

CHAPTER-4 ANALYSIS AND INTERPRETATION CREDIT MANAGEMENT AT KAR MOBILES PVT LTD: Very few companies have attempted a systematic articulation and formalization of their credit policy and KAR MOBILES PVT LTD is one among them. TERMS OF PAYMENT: Terms of payment at KAR MOBILES PVT LTD are open account. Credit sales at the company can be As per the purchase order the amount is taken at the time of delivery. • The company excise duty is 12%. • Letter of credit is also followed. • Mode of…

When it comes to your business, it’s all well and good to have a business name, market research and a business plan, but, what your business needs is some funding to get it going. Where are you going to get this funding? Business funding can come from an array of sources such as: Friends and Family Investors Business Loan Crowdsourcing Which one of these options is best for you? Read on to learn more about each one and how they can help you get your business doors open and stay afloat. Back to…

In Suze Orman’s “how to take control of your credit cards” she explains how to reduce credit card debt no matter who you are or the amount of debt you have. Her target audience is any individual who is trying to reduce their debt, but has no idea how to even start. As she states in paragraph two, “If you have the desire to take control of your credit card mess, you can”, anyone can use her book to reduce their debt. Suze’s thesis is best expressed I the following sentence, “I am not saying it…

options for those who find themselves in this serious predicament? The mention of foreclosure gives the understanding that a bank loan for a home has been received. The monthly payment, which includes home owners insurance, property taxes, and interest, cannot (for whatever reason) be paid as promised. The bank acquires an unwanted house and the buyer receives nothing but a frighteningly painful ding in his credit. What causes the predicament of a foreclosure? With the assumption that the…

can be arranged. When you need emergency cash to tide you over until your next payday, these loans can be literal and figurative life-savers. Don't Get Caught Short If you have bad credit, most lenders just give up on you as if you weren't a real person with needs. It's almost as if you didn't exist because you're dead to these financial institutions, but…

ICICI Bank Personal Loan ICICI Bank Personal Loan Details Interest Rate Processing Fees Loan Tenure Loan Amount Part Payment Charges Foreclosure Charges 11.49% to 18.49% Fixed 2.5% or ( min 1149) One Time Fee 1 -5 Years Up to Rs.20 Lack Nil 5% of the Principle Outstanding About ICICI Bank Personal Loan ICICI Bank is one of the largest Private Sector Banks in India and is also one of the largest facilitators of Personal Loans in India. ICICI Bank provides Personal Loan to its customer for…

FHA 203(k) Loans Come as Two Types with Their Own Features The FHA 203(k) loan program solves a difficult problem for first-time home buyers who need a mortgage and a home renovation loan. When buying a home that needs repairs, banks will not grant a mortgage until repairs are complete. But, until you own the home, repairs cannot be made. The FHA 203(k) program is a loan for home renovation combined with an FHA-insured mortgage. This means you make one application and pay one monthly payment. As…

get your money back. • If you do pay the full amount after the date you are supposed to you will get a penalty of half percent or one percent of the money you are supposed to pay for every month that you do not pay the money. The highest penalty a person has to pay ranges from 20% to 25% of the tax money. The half percent increases to one percent 0.5% increases to 1% if the tax remains unpaid more than 10 days than the IRS asked for payment. If you have…