People of Louisiana are like no other, especially the further south you commute either by car or by boat. South Louisianan people are known for their food, fun, and Mardi Gras where there is no shortage of sweet tea or hospitality. Described as charming, kind, generous, decent, loyal, handy, and helpful. Sometimes referred to as a French Cajun or French Creole, today the word French has been omitted and shortened to just Cajun or Creole. The importance of this distinction is the two groups…
Insurance benefits (commonly referred to as an EOB form) is a statement that is sent by a health insurance company to covered individuals explaining what medical treatments and/or services were paid for on their behalf. Congress passed the Employers’ Liability Acts of 1906 and 1908, which made contributory negligence doctrines less restrictive. Between 1898 and 1909, New York, Maryland, Massachusetts, and Montana made an attempt (but failed) to pass workers’ compensation acts. Wisconsin passed…
In today’s modern world health insurance is as important as proper nutrition and having adequate shelter; however, it remains one of the biggest obstacles families and individuals in the United States face on a daily basis. The unfortunate reality is, that millions of Americans go without health insurance, and thousands of people die every year due to being uninsured, all the while insurance companies continue to report all-time high profits. In 2014 alone, while the rest of the country…
TRICARE (styled TRICARE), formerly known as the Civilian Healthh and Medical Program of the Uniformed Services (CHAMPUS), is a health care program of the United States Department of Defense Military Health System. TRICARE is tree-option managed health care program offered to spouses and dependents of service personnel with uniform benefits and fees implemented nationwide by the federal government. It also covers retirees, reservists on active duty after 30 days, widows and widowers. Active…
carry basic liability insurance coverage. Anyone from a contractor, mechanic, and even construction worker is in a position to potentially need this type of coverage. Basic liability insurance provides a layer of protection that normally covers an individual for personal, bodily and property damage in the case of flawed workmanship (Joel, 2013). Beyond this basic coverage is professional liability coverage. Professional liability insurance or professional indemnity insurance is highly…
to anyone who is willing to buy it (Grigsby v Russell… np). A life insurance policy is not commonly thought of an asset to be used while you are still alive; however, at certain times, a life insurance policy can have more value to someone while they are alive than as a death benefit gifted to another person later. Typically, young industries that experience rapid growth in a short time period, such as that seen in the life insurance settlement industry, need innovative regulation in order to…
a trustworthy company is very important to Jackson National Life because it can lead the company to have a global presence. Jackson has created websites dedicated to corporate information, the ability to view their products, and to contact the company in multiple ways. Jackson National Life within the past few years has also created a social media presence with having a Facebook and Twitter pages. This is great for Jackson National Life because social media is an easy and great way for the…
for 7 days. The patient may feel normal after the 3rd day, but is unaware of the notorious ability for bacteria to gain resistance and the patient 's condition may worsen. Policymakers should raise physician and public awareness, promote health insurance coverage expansion, and realistically increase the providers in underserved…
The Affordable Care Act (ACA) has its ups and downs just like any other health insurance company out there. Is the act really affordable? The title of the act claims that it is as you can see when saying or reading. Do we know for sure or agree on this though? Does the tittle lie to us or is it just the name it needs. The answer is correct for both questions. Medications and other medicines in your time of need may cost less because of your health plan. This much is true. It is nice for the cost…
Care Act, and a health modification law signed on March 23, 2010 by President Barack Obama. The main reason why this healthcare reform was started is to provide more Americans with affordable health insurance, and improvement of health insurance. In addition, there was a need to regulate the insurance business and to reduce the healthcare expenses in United States (US). By reforming healthcare infrastructure…