PCI DSS

PCI compliance was first introduced in 1999 by Visa, Inc., in the form of the Cardholder Information Security Program (CISP). CISP was developed as Visa’s way to fight rampant cybercrime, which left credit card companies responsible for fraudulent purchases. (Search Security Staff, 2013) However, companies accepting credit transactions did not adopt the standards provided by CISP because they were quite different from the standards presented by other card companies like Discover, MasterCard, and American Express. In December 2004, the five major credit card lenders joined together to create a uniform set of standards called the Payment Card Industry Data Security Standard (PCI DSS). (3Delta Staff, 2014) Merchants now had no choice but to follow the standards as failure to do so could result in financial loss and…

PCI Holiday Blog Title options: • ‘Tis the Season to Ensure Your Endpoints are PCI Compliant • Ensuring PCI DSS Compliance in a Mobile Shopping World • Make PCI DSS Compliance Easier During the Holiday Season & Throughout the Year The holiday season is the busiest time of the year for many organizations, and credit card or contact payment transactions abound. Retail organizations face a deluge of shoppers, both online and in-store, while colleges and universities have students charging next…

one was a standard local area network (LAN) and the other was an air-gap LAN for credit card processing networks. To clarify, an air-gap network isolates payment card systems from less secure networks. Subsequently, AAE decided to integrate the networks to simplify the network topology because complicated network designs often leave gaps in security. Incidentally, the simpler network also improves network efficiency...and simplicity the network topology. Thus, I use the Cisco Enterprise Campus…

Good Morning Al, Jay Patrick should send out official meeting minutes however, entered into a clarifying discussion as requested by Patrick; explaining why the Kiosks are part of the NCDOT PCI Cardholder Data Environment. Basically, reiterating what you and I stated prior as well as our PCI Assessor, which is that because we control the systems and are directing the public to utilize same for payment card processing, such makes them PCI devices (processing, storing, or transmitting). Moreover,…

Several expansion ports are incorporated into the motherboard which are used to house different adapter cards depending upon their connections or type. These expansion slots are detailed below: • Peripheral Component Interconnect (PCI) The PCI is used to attach various external hardware to the motherboard, these include: Network card, sound card, SATA card. It is important to note that a PCI cannot support a graphics card as the processing power required with recent graphics is too much for the…

This video above focusses on compliance strategies and sheds light on the pros and cons of it for organization to learn. PCI Compliance is basically “The term PCI Compliance is used loosely around the industry to describe an organization's status regarding their requirement to address the control objectives in the PCI Data Security Standard (DSS) or other PCI standard.” Nevertheless, whenever an organization is communicating this status with higher managements and business partners, it helps in…

PCI DSS Compliance Program Responsive Compliance and Beyond With 40+ years of security excellence, Unisys understands the importance of PCI compliance in the security equation of your institution. As per our Unisys experience, not being compliant is not as much an issue of penalties, as it is of risk and resulting liability. Though non-compliance penalties can run up to $500k or terminate your ability to process card payments, we are more concerned about your organization survival because of…

2014; this is the year where PCI DSS really takes off, more and more banks have pushed their merchants to be compliant and certified with PCI DSS although just by answering the Self-Assessment Questionnaire (SAQ). But why suddenly all these banks become so actively engage in PCI DSS? This is due to the card patron especially VISA and MasterCard. After what happen to the infamous Target retailer in early 2014, card brands have been in caution mode and have change their way in allowing entities…

Genesco V Visa USA Inc. et al Genesco filed a motion suggesting partial summary judgment several days after Visa U.S.A Inc. filed another motion to dismiss. Genesco’s motion was a request to the court to determine the noncompliance of Visa’s PCI violated contracts made by Visa and the acquiring banks and this surmounted to unenforceable penalties. As a response to Genesco’s motion, Visa managed to raise a total of six defenses. One of the main issues that were raised in Visa’s defense was that…

Next is the Card Industry Data Security Standard (PCI DSS) that is a set of requirements for enhancing security of payment customer account data. It was developed by the founders of the PCI Security Standards Council, including American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa to help facilitate global adoption of consistent data security measures. PCI DSS includes requirements for security management, policies, procedures, network architecture,…