Payments

We all like to spend money and not care about the after effects. Some people over spend, while others under spend their money. It is all about what that money really means to you. Do you care enough to save up for a better future, or do you want temporary happiness now? Can you earn the money you spend very quickly, or does it take time for you to accumulate what you spent in a jiffy? These are all the questions we can ask ourselves when we talk about how our spending is consistent with our…

In "Stuff Is Not Salvation," Anna Quindlen, a columnist at News Week, talks about how American consumers are out of control with buying the things they want instead of what they need. She talks about how the addiction to consumption is becoming much more of a problem than it should be. People love the idea of getting a good bargain and feel as if they can 't pass it up. She also mentions how this has been going on for decades, all the way back to the Great Depression. The big difference between…

Found texts are comprised of various genres that contain a plethora of categories, but in particular, receipts. Receipts have increasingly gained recognition over time for a multitude of reasons. Similarly to greeting cards, receipts have a formulaic appearance which makes them recognizable and visible to the public eye. A receipt obtained from Hard Rock Cafe resembled the pieces by Dennis Baron, Roland Barthes, and David Levy. Receipts have become a powerful measure of determining emotional,…

“Managing My Money” In order to live a safe, happy, and healthy life, you need to manage your money. It seems simple like instead using your savings to buy a new, cool gadget, you’ll use your savings to buy a book that you need for class or bus tickets for transportation to get about places, but managing money is much more complex than that. It not just planning how you’re going to spend money on the things you want and the things you need. It’s about how you’re going to spend on expenses…

The acronym TANSTAAFL stands for “There Ain’t No Such Thing as a Free Lunch” as stated in our attend section by Dr. Sexton and Mr. Henderson (Henderson, 2014; Sexton, 2012-A). This concept is simple it means we have a choice and when a decision is made, there will be costs. Dr. Sexton talked about goods and services being scarcity; this means there are not enough products for everyone. Because of the supply and demand, this creates competition in the consumer marketplace. Currently, my…

A) Why were Laura Grove's actions classified as cash larceny rather than skimming? Provide an appropriate citation. Skimming is defined as; theft of cash prior to its entry into the accounting system. Cash larceny, although similar to skimming, is the theft of an organization’s cash after it has been recorded into a company’s books. (Wells, 2014) In the case of Laura Grove’s, her actions are consider cash larceny rather than skimming because a few factors. First the cash that was stolen was…

As Tenants correctly note, a prevailing party is entitled to recover costs in any action. (Code Civ. Proc. § 1032, subd. (b).) Where provided by a fee-shifting contractual provision, attorney’s fees qualify as “costs” for that purpose. (Code Civ. Proc. § 1033.5, subd. (a)(10)(A); Civ. Code § 1717, subd. (a).) However, Code of Civil Procedure section 1033 (“Section 1033”), subdivision (b)(1), provides the trial court discretion to deny or limit a prevailing party’s costs where “the party could…

Do you really need an Emergency Fund? In my humble opinion, I think everyone should have a emergency fund of sort. I think a family should at least have a minimum of five months worth of bills in your savings or checking account all the time. Just in case your current employer decides to have some sort of cutbacks and you positions is one of said cutbacks. Thus, you wouldn't have any worries at that particular time about getting the bills paid. Personally, I try and keep the five months worth…

Drugs I’ve never done drugs and so far no one at Appalachian has ever pressured me to do them. Though after reading the Naked Roommate I learned that if I have friends who do drugs I will eventually start doing them myself. Drugs are something I don’t want in my life, so while in college I have to be smart about who I chose to hang out. I have to keep myself from situations were drugs might pop up. Another lesson I learned about drugs is that if I’m ever going to do them it should be in a safe…

Throughout grade school it was drilled into us the importance in learning how to save and the need to create a budget to assure one’s future. Like, most teenagers we discarded the idea of needing a budget and spent as much as possible on unnecessary luxuries. They say knowledge is power, so that means that budgeting can help assist in creating that knowledge. When your able to create a true budget, you are able to force yourself to see what your expenses are. Creating a budget line allows one…