Payment

The economic downturn over the past few years has really been hard on people of all status, socio-economic background and race. It’s hard to envision an America without the beautiful home and pick-it fence, but the reality of it is that most American families do not have that vision right now. With the beginning of a new day came a way to overcome this sad reality though. The economy is on the rise I believe and with that more people, boomerang buyers, are able and eager to get back into owning…

debit, credit cannot be established, and folks are missing out on the opportunity to establish credit. Debit cards allow people to spend as much as they have in their checking account, yet credit cards let people spend up to a set limit, but the payments must be paid on time. There is less fraud protection with debit cards opposed to credit cards which promote reimbursement. When using a debit card to purchase items or depositing a check into an account, there could be a hold on the money in the…

As college students continue through the system, the cost of college keeps increasing and more and more students find themselves in debt once they are finally through college. Of course there the options of financial aid, loans, and scholarships to balance out the cost of college for the students attending, but sometimes the money from these options isn’t quite enough or students find it difficult to attain such assistance in paying for college. When I attend college, I am mostly worried about…

The relationships between healthcare providers, patients, third-party payers and practice extender create opportunities and challenges for today’s physicians. Engaging external partners to facilitate revenue cycle management can mean the difference between a practice that enjoys a healthy financial status and one that struggles to make ends meet. How much do Revenue Cycle Management (RCM) Services Cost? There is not a standard fee for RCM services. Each contract is individually crafted to…

To understand everything about credit cards, one must first know everything about credit. “Credit, in commerce and finance, term used to denote transactions involving the transfer of money or other property on promise of repayment, usually at a fixed future date” (“Credit”). This means that people who use credit cards have made a promise of repayment. People who break promises usually face consequences, and that happens when they break this promise. If a person does not repay the borrowed money,…

An unexpected expense can wreak havoc on your monthly budget or leave you scrambling to find a way to cover the bill. However, according to a report appearing in USA Today, many Americans do not have the savings to cover an unexpected expense of $1,000. Approximately 75 percent of households earning less than $50,000 per year and 66 percent of those earning between $50,000 and $100,000 annually stated that they would "have difficulty" raising $1,000 for an unexpected expense. A study conducted…

the check was illegal cashed by someone that it was not intended for. According to the case, it is about Carolyn Hartsock whom received settlement payments from Prudential Reinsurance Company. After receiving her settlement, she sold one of her lump sum payments of $60, 096 to Singer Asser Finance Company, LLC. She wanted Prudential to send the payment to Singer Asset Finance Company, LLC post office box in New Jersey. Prudential issues the check, but Singer Assert Finance Company, LLC never…

Having grown up in a family that was torn by divorce, the crippling changes in the economic situation in my home country and eventually immigration, my only financial goal is to be without a lack of assets. Having to pay my own way through undergrad, as well as providing for my personal needs such as clothing, technology and transportation and almost all of my own groceries since I was old enough to work, at no point in my life thus far have I been able to save any of my income for long periods…

desirable for some purchases, but using them too much has serious pitfalls. Even if you are so conscientious that you always pay your balances in full each month, you can still lose money from such things as changes in terms, delayed processing of payments, shortened grace periods, and other methods some credit card companies use to trick consumers out of their…

dollars on cigarettes per day. This is similar to the Latte Factor. This is described as “wasting money on expensive coffee each morning…” (pg. 21) The most important principle the McIntyre’s share is the automatic payments. This principle requires no will power or discipline. By making payments automatic, a portion of each paycheck goes directly into a savings account. Letting money grow in their accounts allowed the McIntyre’s to…