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home owning is overall beneficial for individual. The reason for my claim is home owning provides steady payments that won’t go up, you can build equity, it’s cheaper than renting, and it forces you to save. Homeowning can be detrimental because you spend more money, you have to pay for the electric and utilities, and you have to put in your own furniture.…

requirement then they have made a misrepresentation that render their claims “false or fraudulent”. First we must establish that the implied certification theory is a basis for liability. There are 2 conditions: (1) Claim does not merely request payment, but also makes specific representations about goods/services provided; and (2) the defendants failure to disclose the non-compliance makes those representations misleading half-truths. Next, there would have to be a determination on whether or…

With the new system which act as standalone equipment that the customer do all the process themselves without the help of the cashier, Self-checkout system increases efficiency of the payment process because it help reduce queues. This system enhances the customers shopping experience by the convenience self-checkout promises.…

accepted this libertarian, utilitarian approach. We do not live in ivory towers. In life, we have to make hard decisions and accept the consequences when all of our options have serious flaws.” Though there is no easy answer, a regulated system of payment for donation has the potential of solving more problems than it may…

well as your car, phone and utility payments are monthly too so there is absolutely no reason to expend those funds on anything besides long-term savings goals. Even making a supplementary payment for the house note is a good technique money. Or be worthwhile the credit card bill with the highest rate of interest, then close that…

The 2% rule states that your monthly rent should be approximately 2% of the pur- chase price. In other words, a $100,000 home should rent for $2,000 per month; a $50,000 home should rent for $1,000 per month. This is a very conservative esti- mate that is very simplistic but can help in deciding if a property warrants a deeper look. In most parts of the country, the 2% is very difficult to achieve, but the closer you can get to that, the better cash flow you'll receive. Real World…

Many people have difficult to tell the difference between U.S. deficit and U.S. debt. To make a distinction, the national is consider the total amount of the federal government owed to individuals, corporations, states, local governments, foreign governments, and other entities outside of the United States Government; while the deficit is the difference between what the governments take in and what it have to spend annually. According to US Debt Clock, the U.S. debt had hit $19.9 trillion as of…

Funeral insurance is a kind of insurance specifically designed to provide for the costs associated with burial and interment of a deceased loved one. It is also referred to as burial, final expense or pre-need insurance. For death is inevitable, it is a smart move to pre-plan this event. With a funeral insurance plan, not only does it make sure that one's funeral is arranged and paid for in advance but also it unburdens and helps ease the stress of the family members or beneficiaries left…

The ACO or Accountable Care Organization is a coordinated group of primary care providers, specialists, and hospitals that collectively share financial and medical responsibility. This ACO is set up through a formal legal arrangement, which has the primary goal of coordination of care focused on reducing costs by sharing patient information and incentives for improved results by decreasing the overall cost of care. Safety will be increased by decreasing possible prescription medication…

conversion cycle, the more healthy a company generally is. Businesses try to shorten the cash conversion cycle by speeding up payments from customers and slowing down payments to suppliers. Cash conversion cycle can even be negative; for instance, if the company has a strong market position and can control purchasing terms to suppliers that is it can postpone its payments (Brennan, 2003). Richards and Laughlin (1980) concluded that traditional ratios such as current ratio, Quick acid test and…