Out-of-pocket expenses

do visit the doctor when needed this means less money in their pockets resulting in less money to spend on healthy foods, rent, and daily necessities. Rising cost of healthcare affects everyone in our population the rich, the poor, and the middle class. Compared to other countries our prices are what seem to be described as ridiculous but just…

American University, Chris Lewis and graduate of Georgetown University’s School of Foreign Service, Layla Zaidane states that “53 percent of recent graduates are unemployed or not using their degree.” (587) This informs that not all graduates walk out the doors of college and is handed a lifetime career. It makes sense that the higher your degree the more earnings you get, but as the years go by the cost of tuition will increase and their earnings will most likely stay the same. For instance, in…

Smoking Cigarettes It’s almost as if some people think that a pack a day keeps the doctor away by how much they smoke. In reality, smoking is extremely detrimental on your health and the health of the people around you. Most people start smoking as teens due to peer pressure, and the need to fit in. Not only is smoking an immensely hard habit to break and can affect more than just the smoker, but it is also a very costly habit, it reduces their ability to perform activities that require…

Women’s abortion legislation The never-ending debate between pro-choice and pro-life is a controversial conversation that never seems to stop. Despite which side anyone is on, a major issue is how the legislation affects women. While the pro-choice side of things is viewed primarily for its support of women and women’s health, pro-life can be viewed as protecting the unborn child’s safety and health. Pro-life legislation is important but has many drawbacks, due to some of it being directly…

Abortion is nothing new to our society today. It is very well known in the ancient culture as well. Abortion was well known in ancient Greece as well as ancient Rome. In ancient Greece, abortion had started in 322 B.C. by Aristotle but it was also used in Plate as well as the Hippocrates. Ancient Rome was using this procedure in 3 B.C. This procedure was used in Cicero, Dionysius Of Halicarnassus, Ovid, Seneca, Pliny the Elder, Musonius Rufus, Dioscorides, Dio Chrysostom, Plutarch, Juvenal,…

The average beginning teachers’ salary in the 2012-13 school year was only $36,141 (SOURCE). With the cost of living in the U.S. being between $25,000 and $43,000, it is nearly impossible for a teacher to live completely independent (Gould). For years teachers have been over-worked and under-paid. They do so much work in and outside the classroom in order to teach children to the best of their abilities. Forbes magazine featured an article titled “Are Teachers Overpaid?” in March of 2011. This…

would not be able to easily organize and plan my day. I use it to have reminders of doctor appointments, exams, and when homework is due. Without my phone, I would be more likely to miss important due dates and events. My phone has replaced the expenses of devices I would buy throughout my life such as an alarm clock, navigation system, and camera. A smartphone is so compact and carries all the productive qualities I need in everyday life. However, have you ever wondered what your life would be…

public programs. By its very nature insurance causes a phenomenon known as “moral hazard”. Unlike most other industries, in health care a third party actually pays for most of the services used instead of directly by the consumer. The consumer’s out-of-pocket costs are therefore lower than the cost of the services. This shields them from the knowledge what the prices are, and increases usage of the services, thus driving up price and cost. The moral hazard of increasing usage is induced by…

Many individuals feel that they are entitled to receive medical treatment. They also believe that it should be equal to all, and not forced by the government as a taxed expense. There are many positive and negative aspects of health care. Some positive aspects may include; the limitation of diseases, saving lives, and economic productivity. However, some negative aspects may include; the raising of taxes, doctor shortages…

NAME: Date: 1. What are hotspots? Hot spots are locations where there is a small group of people or a subset of a community that make up a large percentage of the health care expenses in that given city or town. The reasons these pockets come to exist is because these individuals are unable to afford basic medical care or maintain a healthy lifestyle. The result of not being able to meet what most people consider basic needs, hotspots locations are forced to ignore certain aspects of their…