Out-of-pocket expenses

regard to having a chronic illness. Participant’s self-efficacy rating was measured using the self-efficacy index; the higher the index scores the higher the self-efficacy. Participants were asked to rate their health on a 5-point scale as well as fill out a depression index. Factors such as age, gender, and education were also recorded to determine if they influence one’s likelihood to stay in the group sessions to increase self-efficacy in individuals with chronic illness (Verekina, Shi,…

to hospitals that have higher rates of patient re-admissions. Under the Affordable Health Care Act, we saw in 2013 the contributions to tax-sheltered flexible spending accounts minimized to $2,500 that year; there was also a reduction in medical expenses above 7.5 percent of income for individuals over 65 years old. Furthermore, a 3.8 percent surcharge on investment income was applied to individuals that make over $200,000. With this tax increase, it brought $210 billion to help fund the health…

Many high school students have part time jobs for various reasons, such as supporting their families, covering their tuition fees, and earning pocket money. Without having a college degree or a professional skill, many working students in high school choose to work in fast-food chains as busboys, waiters, or waitresses. However, these “highly structured” jobs, according to Amitai Etzioni, the author of “Working at McDonald’s,” are “far from providing opportunities for entrepreneurship or…

The United States has always liked to pride itself on providing a high quality of life for its citizens, for taking care of us and giving us access to care and services that are scarce in many other countries. But for many Americans the road to accessing wholesome healthcare is full of road blocks, the most immediate of which is the cost. Bills from supposedly non-profit hospitals are sky-high, punishing those with low-coverage policies or the particularly unfortunate patients who are stuck in…

There is an innate duality of nature that exists in men and women. On one hand, the woman is the nurturer, the lover, and is often portrayed as the very Earth itself. On the other hand, there is the man. The man is the provider, the ruler and commonly seen as the farmer or the tiller of the Earth. It is the man that reaps the benefits of the Earth’s fertility and boasts of his own prowess. It is this, the intersection between these two entities that Mariama Ba addresses in her novel So Long a…

The teaching profession, just like any other profession, has many disadvantages and fears that comes with the job. Parents are people who will do anything for their child even if it means yelling at the teacher to give the student the full extra credit points. Some students are physically much larger than me, which can be very intimidating. I do have a concern as to whether I will be able to control my class due to my physical appearance. I have a fear of disappointing people, which means I’m…

Healthcare Comparison between US, Great Britain and France Healthcare in the world has not only evolved throughout the years, but has also saved the lives of many when in desperate need. It would be safe to assume that it’s a necessary or one may say is an imperative tool to have in life. Throughout the news and media, it’s often shown that many around the world do not have access to health care; but what is said about those who have access and avoids obtaining it in fear of the financial…

There’s a small area between USA and Canada, and it’s really amazing. It’s a small forest where there’s a river with water so pure that you can simply drink out of it. There’s only peace and harmony. Trees bigger and stronger than giants. A place that simply feels unreal. You can feel the cool breeze slightly moving through every inch of your body and filling the lungs with pure clean oxygen. It’s a sensation…

quality education affordable and available to everyone willing to work for it, without saddling them with decades of debt”. She plans to have the students do their part in receiving an affordable education by working ten hours a week to help pay for expenses. Public universities will also be responsible for creating an affordable education by controlling costs, making tuition affordable, and ensuring that every student who invests into college leaves with a degree. Under Hillary’s plan, the only…

According to the principles of accounting course, accounts receivable occurs when a customer purchases goods or services and promises to pay for them in the future. This helps consumers receive goods when they may not have the funds to purchase them, creating an account receivable, or when they cannot afford the whole amount upfront and want to make payments they create a note receivable, which usually accrues interest. When it comes to the business side, granting credit helps increase sales,…