Out-of-pocket expenses

the amount given to us on a meal is not enough for a growing child to live off of. As a college student, your parents send you a small amount of money that you consider a monthly allowance. That you have to balance, so you won’t run out of money. But still seem to run out of money with a week left. Of course, you are thinking that if college students are as poor as society and television make it seem; why don’t college students get jobs? Many college students do not work because it is very…

insured from a large financial expense if they become ill. Illness can come at any time and the medical expenditures are unpredictable for each person. Insurance companies look at risk factors within a large population group with similar characteristics. This allows them to calculate the probability of a health event occurring (Feldstein, 2012). The health insurance premium protects the insured…

of care and can start the healing process for the victim and their families. Rape causes “Dissociation” which has effectively impacts causing the victims to have eating and sleeping disorders and may even suffer thoughts of suicide. An estimated 70 out of every 100,000 females in the country were reported rape victims in 1997, a decrease 1% from 1996 and 13% from 1993. More than 52 percent of all rape and sexual assault victims were females younger than 25. 21.6% of first or only rape cases…

These high expenses include rent, health insurance, personal care, and food, which all have their own sub categories that provide more depth into the source of each expense. As already explained rent was a major factor when trying to calculate each and every expense. After, you find out which place you are going to call home, you have to find out your health insurance options. Before you do your research, finding health insurance…

nurse, or other healthcare provider examines the patient, provides a diagnosis, and performs any necessary services. The healthcare provider then records this information in the patients EHR. 4: Collect patient payment At time of check-in or check-out, the patient will pay a co-pay, co-insurance,…

Becoming a physical therapist will enable me to not only fulfill my personal career goals but more importantly fulfill my passion to help others overcome their physical fitness aliments. I have always had an impulse to serve people, particularly those suffering with pain and mobility issues after seeing first-hand how poor fitness can negatively affect others and cause depression. During high school, when I had the opportunity to take anatomy and physiology, I discovered my passion for learning…

Health care is a service that allows individuals to get the care they need in regards to improving their well-being (Maas, 2011). According to Carol Owen, author of Consumer-Driven Health Care, in 2009, forty-six million people in the United States did not have health insurance to protect them (2009). Doctors, hospitals, emergency rooms, walk in clinics all provide services when people get sick or need basic treatment in regards to their health. When strains are put on health care because of an…

Health care is a fundamental right regardless of wealth or health status .According to the U.S. census, in 2013, 42 million Americans or 13.4% of the population were uninsured. The Keiser Family Foundation analysis of 2014 Survey of Low-Income Americans and the ACA, states that in 2014, 27 % of the uninsured went without having necessary care for major health conditions or chronic diseases. The United States has started the process of universal health care and should now look to other…

The World Cup, the Super Bowl, and even the Olympics, are all events that millions of people either attend or tune in to watch for the excitement of the game. Often times the more physical contact in the game, the more exciting it is to watch. The louder the bang, the louder the crowd. But when watching, many people are unaware of the physical trauma going on within the players’ head, mentally and physically. A concussion is a traumatic brain injury that’s caused by a significant blow to the…

percent of United States adults and 35% of people in their 20’s and 30’s have students loan debt” (Ratcliffe and McKernon, 2013, P. 5). Knowing this many people choose not to spend so much money to get an education. They would rather find a job straight out of high school than spend most of their lives paying off student debt. However, going to college provides students with so much more than just student debt. It begins the start to a bright future in front of them and a healthier lifestyle.…