Offshore finance

4.4.3 Hypothesis 03 H3: Activity mix impacts negatively on profit. The activity mix significant value is 0.846 with BOC’s profitability, it is not statistically significant. Therefore there is no evidence to accept the H3 and researcher accept null hypothesis. Fee income generating banks are more likely to have a negative impact on banks’ profitability, reflecting more intense of competition on national and international basis. Therefore when BOC shifts from interest bearing to non -interest…

The first problem is the workforce of the future as the bank dealing with the change and millennial challenge. The advances in technology and stiffer banking regulation has led to increase transparency. Banks are now looking for new ways to deliver value to clients and create a new competitive edge. The nature of the work of the bank is changing in the search for differentiation and drive to digitize the industry’s value chain, along with the skills required to deliver those services. As the…

was seen that many of the respondents gets money from money lenders and they say that it is the easy way to borrow money.21 15. Sangeetha K prathap in her study (2011)“ Financial inclusion of fisher households in coastal Kerala – Role of Micro Finance” observed that based on many aspects such as education, occupation ,wealth of households it is found that there is a positive influence of households in financial inclusion and they are the participants. There are so many micro financing programs…

3.1 Theoretical background of the study Use and significance of ratio analysis:- The ratio analysis is one of the most powerful tools of the financial analysis. this is used to a device to analyze and interpret the financial health of enterprise. Ratio analysis is stands for the process of determining and presenting the relationship of items and groups of items in the financial statements. It is an important tool of the financial analysis. The main following are the points of importance of…

4.0 Strategic Analysis There are two kinds of analyses carried out in order to fathom the features that are interpreted by Public Bank Berhad as leverages, or as disadvantages, both internally and externally. They are SWOT analysis and PEST analysis. 4.1 Strengths The most significant strength of this business is evidently the rank that it holds in the country as the third largest banking group in Malaysia with reference to the size of assets. In addition, Public Bank Berhad has managed to keep…

high added value that combine a variety of functions. The key focus for Hitachi’s financial services in recent years includes the supply of finance schemes for the construction of social infrastructure, helping provide a safe and secure way of life in areas such as healthcare and agriculture, as well as wind power and other forms of renewable energy; vendor finance that helps small and medium sized enterprises adopt IT and business efficiency improvements; and its vehicle solutions…

rating agencies in India The idea of behind the rating agency was evolved in 1986 with the help of Pradip Shah, an HDFC employee and also an Harvard graduate suggested the idea of the credit rating agency to Nadkarni chairman of IFCI (Industrial Finance Corporation of India), but later he was moved to IDBI. Shah described the concept to Vaghul , head of the ICIC bank. As the result, on January 1st, 1988. India’s first credit rating agency Crisil came into existence…

The Penny Saver Supermarket business started (28) twenty eight years ago. The company evolved from the businesses which was called Warner Supermarket and a Hardware called “Luwar” that was run by Luther Warner. Luther Warner has a credit issues due to outstanding debts from customers and the business became unmanageable. He left the country and went to the United States to seek higher education and sold books on the streets part-time to survive while he studied. In the 1970’s bookselling did…

The research objectives this research aims to accomplish are: 1. To determine the possible behavioural factors affecting the investment decisions of individual investors in Bursa Malaysia. 2. To determine the impact levels of behavioural factors on investment decisions of individual investors in Bursa Malaysia. To achieve the research objectives, research questions are raised. The analysis is done by answering these research questions: 1. What are the possible behavioural factors affecting the…

Difference Between Bookkeeping and Accounting For many business owners, the difference between bookkeeping and accounting may be unclear. Indeed, both terms refer to a scope of tasks that manage the accounting side of a company and share some common goals. But there are some fundamental distinctions between these two notions. Bookkeeping implies a more administrative work of keeping financial recording and retaining documentation for transactions. Many bookkeepers begin with performing…