latest relationship. To measure this, I will be using a Guttmann scale. This will enable me to incorporate both a dichotomous scale and a Likert scale. A dichotomous scale is when a question has two possible responses. A Likert scale is a type of rating scale that measures how someone feels about a certain topic containing degrees of feeling. With multiple Likert questions in a survey Cronbach’s alpha helps measure its reliability. Cronbach’s alpha is computed by correlating the score for each…
Credit for a Living College is the stepping-stone to the “real-world” that commonly gives students their first taste of independence. Although it may not have hit the mind of some students yet, establishing a line of credit is a vital part of that independence. This is a great time to learn how to establish a healthy line of credit that will benefit and guide you to better financial decisions. Without the knowledge and understanding of credit, mistakes can only lead to a costly path in the near…
Applying for Pension Credit over the telephone is a quick way to access a much needed benefit that many low income UK pensioners are entitled to. Read on to learn more about what information you need to supply to an adviser if you choose to apply for Pension Credit over the telephone. Pension Service Number The Pension Service lines are open from 8:00.a.m. to 8:00.p.m. Monday to Friday and from 9:00.a.m. to 1:00.p.m. on Saturdays. Call 0800 99 1234 or texphone at 0800 169 0133 to speak…
The End Of The American Dream The use of consumer credit has become an increasingly important aspect of the U.S. economy. Everyday Consumers use different forms of credits to purchase a certain good. For example, credit cards, loans, store cards, auto finance, and mortgages are the most common. Overall consumer credit has many uses and forms, but it however can cause many problems. One problem that originates from consumer credit is stress. Another dilemma that…
We will start comparing by segment’s averages and aggregate the results. By looking at exhibit 4 and taking the average of the firms in composite: * Diageo’s interest coverage (5.0) is lower than all segments’ average industry figure. Allied Domecq, Coca Cola, Gillette, McDonalds, Kellogg have a 2 to 3 times higher interest coverage. It is less risky for the lenders to finance those companies. * Diageo’s book gearing (59%) is slightly lower than average spirits’ segment figure, higher…
SO YOU LOST YOUR HOUSE TO FORECLOSURE. WHAT WILL YOU DO NOW? Maybe it was because of a job loss or divorce. Maybe there was a medical issue. The fact remains, you’re starting over and it might not be anything you did wrong. A lot of people are in a similar situation. The good news is, as a boomerang buyer, you’re in a unique position to bounce back and reenter the ranks of successful homeownership. With a new set of tools and industry knowledge, you can get back into your dream home.…
What are the necessary arrangements for identity theft affidavit? Description: Identity theft affidavit can be successfully maintained or managed with the use of different special types of arrangements and you have to be very much concentrated towards these kinds of arrangements. The victims of identity theft are now growing up in number these days and this is the very reason that identity theft affidavit has come into being. Every year, almost millions of victims are getting produced in…
. Applying the four methods of ethical reasoning (utilitarianism, rights, justice and virtue), do you believe Massey Energy behaved in an ethical manner? Why or why not? Massey Energy did not act in an ethical manner toward rights of workers, justice, virtue or utility. Utilitarianism methods of reasoning wasn’t apparent at Massey Energy because the end result of the business didn’t justify what they were creating as a company. Massey Energy, who is run by Don Blakenship, at the time of the…
Have you been assigned a poor credit score by the financial institutions? You must take steps to repair your credit score immediately as a poor credit score can have a lot of undesirable consequences. Here are some tips for fast credit repair: 1) Use your old credit cards - Here's a trick that most people don't know about. Experts suggest using your old but valid and usable credit cards. Since the card is old, its date of issuance would be earlier than the present credit lines and credit…
derivatives, registering of hedge funds, overseeing credit rating agencies, and regulating of mortgages (Amadeo). The Dodd-Frank act has effectively put laws into place to prevent some of the largest factors that created the financial crisis such as predatory lending and the lack of regulation. These laws can be identified most clearly by understanding the ways in which banks were taking advantage of adjustable rate mortgages, CDO’s, credit rating agencies, investors, and credit default…