Octane rating

longer growing season. After about ten years of chewing on that thought, he issued another thought - that maybe it wasn't that great an idea and maybe we should be cutting back on our use of fossil fuels.We know now that fuels, such as ethanol (made from corn and other agricultural crops) can be used almost directly as vehicle fuels, but this was also known a hundred years ago. What caused petroleum to be our major fuel and our dependence upon it to drag us into global conflict? In the early 1900's, Standard Oil was in direct combat with the ethanol supporters to have petroleum declared the main automotive fuel. To make matters worse, in about 1915, they decided to add tetraethyl lead to gasoline to boost the octane. They knew that ethanol fuels had higher octane ratings, but created a competitor by adding the leaded compound to the fuel. For most of the 20th century, lead was sent into the atmosphere by vehicles and that lead settled all over the planet. The introduction of the automobile in New York in 1900 was seen as a solution to pollution. The use of horses for transportation created a daily pile of manure that weighed 2.4 million pounds from 120,000 horses. This was a public health issue and a quality of life issue. In addition, dead horses were often abandoned on the street, just like junk cars now are sometimes abandoned on the streets. In 1904, childhood lead poisoning was linked to lead in paint. In 1909, France, Belgium and Austria banned the use of lead in…

Elena Isac Professor Pavlik English 102 1 November 2014 “Buy it now and pay for it later” When it comes to buy a car we usually have a very luxuries taste that our wallet can’t afford. But we buy it. We use credit cards everyday; either to pay at the grocery store for food, online merchandise from other countries, or to pay the tuition for the school. However, not too long ago the credit cards were used only to pay for specific merchandises. According to Nancy Shepherdson “Credit Card America”…

Most automotive insurance companies use credit score in determining rates because they see it as a good indicator on the probability of a person to repay the loan in a timely manner. Meaning, someone with a higher credit score is a lower risk to the company because this person is more likely to repay the loan. Also, there is a strong correlation between a person’s credit score and their likelihood of submitting a claim. There has been evidence to support that those with lower credit scores cost…

The Imminent High-Yield Debt Catastrophe The Imminent High-Yield Debt Catastrophe High-yield debt investments, which are often called junk bonds, are investments that typically have lower credit ratings and higher risks, but many investors choose these vehicles to receive higher yields when traditional stocks and investments are only generating modest returns. China 's economic problems and heavy investments in high-yield debt have exacerbated the problems of investors tying up too much money…

employment or not you must begin to pay on your student loans. If loan payments are missed or late, interest fees begin to accrue additional charges. Not honoring your payment schedule for your student loans can have a negative effect on your credit. In conclusion, bad credit score can affect your life in many ways. Minor effects would be higher interest rates, high utility security deposits, and higher insurance premiums. Then there are the major effects having bad credit score can create. When…

During the housing crash of 2008, nearly fifteen million Americanhome and propertyowners lost their homes to foreclosure, according to stats listed by Bloomberg in 2009. In order torebuild and/or rebound after a financial loss, like what took place in 2008, takes some time and a lot of attention to the detail of the requirements needed to bounce back. There may be a lot guilt or even loss of confidence because of losing your home. You will need to at least rent a home or apartment. After…

in this situation means that in the payday loan industry, there are variety of alternatives available which a consumer can choose and payday industry ranking choice seems on the top for individuals so as to avail short term credit which is repaid by them from their next pay cheque possessing minimal risk if borrowers pay off their credit within stipulated time. Which stakeholders benefit from the payday loan industry and which ones are harmed? Many stakeholders’ benefits and even few of them are…

credit by financing our first car, renting our first apartment, getting that first Visa card and in many other ways that come with growing as an adult and taking on more and greater responsibilities. While credit cards can certainly be used for ill-advised retail therapy, that doesn 't mean they are completely bad. Actually, it 's important to maintain three to five credit cards to improve your credit score. That may sound somewhat crazy, but your credit history plays a big part in determining…

Credit reporting legal framework Part IIIA of the Privacy Act 1988 (Privacy Act) is titled “credit reporting”. It regulates consumer credit reporting in Australia. Part IIIA is supported by the Privacy Regulation 2013 and the Privacy (Credit Reporting) Code 2014, which is often referred to as the “Credit Reporting Code of Conduct”, or simply, the “CR Code”. The structure of Part IIIA, an overview of the rules, and selected key definitions It is useful for legal practitioners to have working…

Blemished credit score ratings are very costly and stressful since they affect almost every aspect of an individual's life. Most financial experts agree that credit is very important since it is what makes the world go around. Without good credit rating it is almost impossible to make any meaningful progress including getting a decent job. Getting a loan from conventional lenders is unheard of as long as your credit ratings are in the red. The good news is that credit scores can be improved…