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    Telling Time in Spanish To ask for the time, you will usually say “¿Qué hora es?” To tell time, you use the feminine articles “la” and “las” and the verb “ser”. To say one o’clock, you use “es”, the third person singular form of “ser”. To express all other hours, you will use “son”, the third person plural form of “ser”. Thus: It is one o’oclock. Es la una. It is four o’cl0ck. Son las cuatro. It is eleven o’clock. Son las once. After passing an exact hour, the minutes can be expressed…

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    Hrm 531 Week 4 Paper

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    In 1996, the manufacture vice president Lucas Moore recommended that the company should purchase the Effective Management Systems, Inc. (EMS) the Time Critical Manufacturing package will operate on several of their systems. The initial startup cost of $220,000 up front and yearly maintenance contracts is available for $55,000 per year. Effective Management Systems, Inc. will provide a limited amount of personalized modifications to the software, and the company will pay $60 an hour for labor. Mr…

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    Comprehensive Budget

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    The components of a comprehensive budget are divided in two categories: The operating income, which includes all forms of recurring income and expenses; and the Capital Budget, which includes nonrecurring items. The purpose of the Operating Budget is in a comprehensive budget is to make clear the forms of income that the individual can count on, on a regular basis and the expenses that have to be made for each period. On the other hand, the capital budget exists for long term purchases and…

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    (b) There are two villages. In the …rst village, each couple is allowed to have one child at most. In the other one there is no such a constraint. Suppose all parents want boys, so that in the second village each couple will keep trying until they get a boy. In the end, will the Boy/Girl ratios in the two villages be extremely di¤erent? Reason your answer. Answer: Intuitively, if each child independently has probability to be a boy and 1 probability to be a girl, then no matter how many children…

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    examined the CAPM and discovered that the beta can not explicate the cross-section stock returns (CSSR). Moreover, F&F (1992) conducted a test, from 1962 to 1989, on the American Stock Exchange (AMEX), (NYSE), and the National Association of Securities Dealers Automated Quotations (NASDAQS). This study found that the BTMR was an effective variable in explicating the average CSSR. 1.1.3. Earning price ratio (EPR) and debt to equity ratio (DER) Factors In addition to the three factors…

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    This is because it allows managers to adjust the discount rate of intermediate term cash flow to better match a realistic return for the cash flow. It is possible modified internal rate of return will gain acceptance in the delayed manner that net present value gained acceptance over a period of several decades. If this is to be the case, we may see a surge in modified rate of return applications over the next decade as more financial managers work with this technique especially if the…

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    In general, viatical settlements are ethical. In the case of a viatical settlement, it is simply an exchange of cash today for payment in the future, although the payment depends on the death of the seller. The purchaser of the life insurance policy is bearing the risk that the insured individual will live longer than expected. Although viatical settlements are ethical, they may not be the best choice for an individual. In a Business Week article (October 31, 2005), options were examined for a…

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    Warehouse Sales Division

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    The new compensation plan was fair with the distribution of monetary incentives to those branch managers who have high achievements in improving the activities of their respective areas. Thus, the plan was a combination of fixed salary plus monetary incentives…

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    1. Dan Ariely and Chapter 3 - Financial Wellbeing (Gallup) make a similar point about relativity when it comes to our salaries and material possessions. Explain this point then discuss how this relates to a person's ability to build wealth over time. Both Dan Ariely and Chapter 3 in Financial Wellbeing make a similar point about what relativity has to do with personal salaries and material possessions. In both sources it shows how when people are give two options such as “making $50,000 while…

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    Atrium Bio-Medical Supply, Inc. (System Analysis) a. What options does Atrium have for acquiring a new system? Atrium has three basic options when considering acquiring a new system. A system could be developed in-house utilizing Atriums own resources. The in-house option would depend on what systems are already in use, and depend on existing hardware and software. A software program…

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