Needle-exchange programme

Every year when spring cleaning rolls around, I always rummage through my closet to organize the years worth of junk I’ve hoarded. In my closet sits my pink, bedazzled Motorola Razr that I treasured in middle school. Though my minutes were limited and I could only play a demo of bejeweled for free, my first phone had a special place in my heart. It was only ever what it was meant to be; a back up, only to be used in emergency situations. As I put away my first phone, I walk out of my room,…

SIP Trunking BroadConnect boasts its many years of experience and emphasis on customization. We take every business and design the best phone systems content for it, based on your needs and budget. Since we understand that communication is a major component of a successful business, you will never receive excessive or useless features that will only hinder your company’s ability to grow. Our network is prevalent throughout North America, and it uses converged T1 that is fast and reliable. Due…

The stock market has always been known as the "barometer" of the national economic growth and development, played price discovery, resource allocation of investments and other important roles in the modern economic market. With the expansion of the scale of stock markets, the impact of stock markets on economy is becoming more and more important, and the expansion or contraction of the stock prices have become an important cause of the macroeconomic fluctuations. In addition, the government…

Technology is exponentially progressing each day. From cell phones to rovers that tread the desolate surface of mars, technology continues to be essential to first-world daily life. No matter where you go, there is always someone talking on the phone, texting, playing games, or watching videos. While communication technology started out as a miracle to convenience and a host to instant data access, it is now stealing time and potential memories, erasing face-to-face communication, and causing…

The crude oil price which usually fluctuates from time to time has brought mix fortunes to Nigeria since oil discovery in early 1970. For instance, during the periods of crude oil boom in the international market, Nigerian government makes lots of money from the crude oil sales, the Country’s currency (Naira) appreciates in value, Nigerians consumption pattern changes in favor of already made imported goods, etch. However, during the era of crude oil glut, which subsequently affect crude oil…

March 17, 2003 would be the day that would have, could have, should have would forever be engraved in my head forever. I was driving home from work at Alta View Hospital. I worked the early shift which was no fun to wake up for but nice to get off earlier in the afternoon. My phone had to stay in my locker all day so by the time I had walked to my car my missed calls and messages for the day were hitting my phone. As I climbed into my car and sat looking at my text messages and missed calls I…

The Columbian Exchange acknowledges that one of the most significant events in history started in 1492 with the discovery of new western lands. The Columbian Exchange consisted of cultural and market trades of goods and people. The trades consisted of many items but most importantly the trade of livestock and crops between America and European countries became the largest advancement towards modern day society. America has gained more knowledge, now having access to farming, they took advantage…

Conversely, an ADR can be switched back to ordinary shares. In this case, US investors ask their US broker to send cancellation requests to the depositary bank and deliver the ADRs subsequently for cancellation. The US broker also needs to instruct his local broker to accept the ordinary shares held in the depositary’s custodian. By doing so, ordinary shares can be released back into home trading market. US investors can instruct their US broker to buy ADRs. The broker can either buy existing…

Public speaking had always been a struggle for me. Working as a hostess for a restaurant requires taking phone calls and engaging in conversations with customers. Knowing I had to take their order by phone made me a bit anxious at first. It is something scary to do, but it is also very simple with practice. In order to complete a successful phone call order, one has to answer the phone and greet the customer, ask for their contact information and location, take the customer’s order, ask for…

Data on Brussels Stock Exchange from Antwerp’s SCOB database were used to investigate if stock returns have any relationship with variables, such as size, beta, dividend yield, and risks. The sample covered periods of 1873 to 1914. Using Fama-MacBeth regression model, the study finds that average stock returns have no relationship with size, risk, and beta, but establishes weak relationship between dividend yield and stock returns. The study finds strong momentum in the sample data. The results…