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With all the attention that accompanied the new health care law, largely overlooked were the education provisions within it. Officially known as the Health Care and Education Reconciliation Act of 2010, this new student lending law signed by President Obama on March 30, 2010 will result in significant changes for the vast majority of college students, who pay for their courses through government-backed loans and grants. While politicians quibble over the long-term consequences of the…

Thank you for allowing Verizon Wireless the opportunity to respond to Ms. Jackson’s complaint. In her complaint, Ms. Jackson states had set up a payment arrangement for September 15, 2017, and requested her automatic payment set for September 13, 2017, be cancelled since it was set to a closed account. The payment was returned and she had to set a new payment date. I was assured my services would be secure until then. Then today my arrangement was removed and my account suspended. Ms. Jackson…

of Selected Government Surveillance Programs Here are answers to some widely-asked questions about the FBI’s and National Security Agency’s surveillance programs revealed last week. Q: What is the National Security Agency doing? A: Two major surveillance programs have been revealed: 1. Since 2006, the National Security Agency (NSA) has been secretly collecting the phone records of millions of Americans from some of the largest telecommunications providers in the United States, via a series of…

Business 4000 Legal Risk Management Plan: Shopify Jordan Loder (201213535), Shangqing Hao (201350881), Sichong Liu (201450079) August 4, 2016 Shopify is an e-commerce company with offices in Ottawa, Toronto, Waterloo and Montreal (Shopify, n.d.a). According to their website, their mission is to “make commerce better for everyone” (Shopify, n.d.b), something they aim to achieve by offering a variety of ways that users can sell their products including with an online store, point of sale, a "buy…

ignorant bliss when it comes to their credit cards. They do not know the significance of the little card they keep in their wallet. The youth of today sometimes only think of it as a source of money. There is so much more to these little pieces of plastic. It is extremely important for young adults to understand the advantages and disadvantages of owning a credit card before they apply for one. When thinking about the advantages of possessing credit cards, it is only natural to think of the…

BankID [11] allows users to log in into different merchants by using the same password and two-factor authentication. With this, it helps people to save their bank account. This is used in a web site (merchant) when it needs to securely identify its users. Overall the user need to enter their SSN (Social security number), a password, and at the end a one-time password. The central server for the bank handles the actual authentication, and this allows the user to use the same authentication…

Data breaches caused by illegal hacking at Target were in themselves tragedies and worrisome events; not only for the company, but for the customers in general who shop at the store locations nation-wide. However, considering various steps taken by Target upon realization of the breaches, it is hard to defend or picture exact wrongful doings or violation of laws by Target. Let’s keep in mind that electronic data and information breaches are hard to prevent; this is mostly due to…

The excuse for these two game-breaking "errors" in design is that they slipped past R&D's "testing team," but I'll be damned if it actually seems like they played one game with either of these screwups. In fact, I strongly believe that both of these cards were designed to be broken from the start, though for vastly different reasons. Of course, I have no proof of either of these accusations/conspiracy theories, but I believe they have some merit as reasonable explanations for something that…

Introduction: The mario franchise is owned by nintendo. The japanese game designer is Shigeru Miyamoto. The first game one of the mario franchise is donkey kong and the date the game was made is july, 9, 1981 (www.theguardian.com 2018). Mario is a italian plumber who is one of the most known characters in the world. Mario games have started out with donkey kong and the newest game of mario odyssey(www.economist.com 2018). The mario games sold 240 million copies of games and the franchise only…

bank, and is known as a hero. Ed continues on with his daily life playing card games with his friends when one day, Ed gets a card of ace in the mail with three address. Ed is very confused; who would send him this in the mail? Out of curiosity, Ed goes to the given address on the cards where he finds out that he has to deliver a message to the people at the address. After delivering the three messages, he gets another card in the mail where he goes on a mission to find the messages…