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    DOWNPAYMENT TO BUY A HOME There's still a lot of home buyers who thought that after making sure that their loan is approved, they only need down payment money to buy a home. This is incorrect as there are other costs associated with home buying. Some of these home buying costs includes: •…

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    Check Your Credit Score

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    Whenever you apply for any type of credit, banks will check your credit score to make sure that you pay your debts in time. It is essential for any type of credit such as credit cards or loans. However, credit score seems like a small three-digit number but it impacts greatly on your financial capability. This is why it is important to keep a record of your credit score every time you are planning to invest or looking for a credit. We have compiled a list of four important facts associated with…

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    Minor Infringements

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    This is a very thought provoking article on the infringement notice process in Victoria. It questions not the increased use of court time for minor offences, the ever widening definition of what constitutes an ‘infringement’ and finally but significantly the growth in the use of the courts as a ‘collection agent for private industry’. It discusses the original intention of the legislation which they state as providing a “speedy and inexpensive way to process minor infringements” in preference…

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    Should Athletes Be Paid

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    I feel that athletes should not be paid unless they are part of the large, known teams. They should not be paid the extreme amount of money that they are getting paid right now. I feel that they are playing a game for the entertainment of them and the audience and should not be paid more than the people who protect or have protected our country. Scholarships are enough to pay for college especially when you sign up for as many as you can and get the grants you are eligible for. Generally any job…

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    Adulthood Research Paper

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    others, one may have reach adulthood when one's financial status is acceptable. When it comes to one's financial status, there are a few general standards that people would need to follow. For example, handling one's money is always critical. Without being able to manage and spend one's money, then how could one be financially stable for the future. Other instances of financial stability is establishing a credit score. While it may not be needed at the moment, establishing…

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    nothing about that. Before taking out loans I feel like students should research. They need to talk to people who have taken out student loans and how it effect their lives. They need to know about interest rates and how monthly payments work. That is where most students really mess up because they do not know about interest rates. Hebert a researcher stated, “Young Americans would borrow any amount to pay for college if it meant going immediately after high school” (Akasine). Loan agencies make…

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    Safe Deposit Box Essay

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    Durable Power Of Attorney For Banking Transactions And Safe Deposit Box Access Durable Power Of Attorney For Banking Transactions And Safe Deposit Box Access is a legal instrument intended to grant powers to a representative to operate your bank accounts and access the content of the safe deposit box. The term Durable in the name of the power attorney indicates that this document does not have an expiration even when you are incapacitated to make your own decisions. Therefore, appoint a…

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    of money by getting clean. If you do not have enough money to pay for rehab,…

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    Barriers to entry are factors that prevent a startup from entering a particular market. Jack and Stephen Teeling faced two kinds of barriers to entry in the Irish whiskey business in 2012. The two barriers to entry were capital requirements, such as financial and human capital, and access to distribution channels. As in any industry, there are costs for starting and operating a business. Some of the high capital costs Jack and Stephen incurred are mostly start-up costs; High capital costs…

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    Renting Versus Owning

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    Unit 5 Written Assignment University of the People In this essay I will analyze the advantages and disadvantages of renting versus owning a home. Renting can offer the advantage of mobility. If you can live in a place without committing to more than a one-year lease, you are able to move when you want to or when you need to. There is not the responsibility of repairs or maintenance when you rent. These can be significant costs for owners. A renter can move to a newer or better place when they…

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