Mobile banking

The money can be loaded by transferring from your bank account via credit/debit cards or also by net banking. In most of the mobile wallets we can transfer money to people who have the same wallet, or make payments at merchants who are authorised to accept from that wallet system. The mobile wallets will help in making our payments by entering our debit/credit card information which can be done first without adding any money. This process is very…

general public. Audience: People who use smartphones. Purpose: To reduce the usage of smartphones. Professor Ice ENGL 1301 71012 Date: 6 October 2014 Disadvantage of Smartphones Do you know anyone who doesn’t have a mobile device? I believe most of the people have a mobile device such as smartphone. When we wake up in the morning till we go to bed at night, we consistently use our smartphones. Most of our time is spend using Facebook, playing games such as Candy Crush, and chatting with…

Rosemary Okumu Prof. Hamilton, M.A. English Composition 1113 – 60042 21 November, 2016 What are the values and shortcomings of the Cell Phones? Out of the many accessories we have in today’s world, you will hardly miss someone with a mobile phone. The cell phone is no longer a luxury, as it was in the yesteryears, or a preserve of the rich and well-to-do members of the society but rather a ‘must-have’ necessity across the board. Their ubiquity notwithstanding, should the benefits of…

Can technology ruin happiness? People today regularly use their mobile devices to communicate with friends, but they do not take advantage of the chance to talk in person with those who are around them. As a result, using technical devices can make people isolated from the real world. Quality of life is influenced by the extent to which a person is happy, safe, and healthy. Technology has had a larger influence on human life and society overall than it used to a few decades ago. Although…

In today’s world the vast majority of people have integrated their smartphone into their everyday life. Todays smartphone is not only a voice communication device but a camera, a gps, a internet browser, a video camera and many other things and undoubtedly inventors will come out with new functions that we can only imagine. Can today’s educators integrate the smartphone into their everyday teaching responsibilities? My research answers this question with a resounding yes. Many research studies…

live without one. This review will demonstrate how mankind has grown an indefinite attachment with cellphones. Taking a closer look at the cell phone popularity development, critical debates as well as significant improvements will be discussed. A Mobile Beginning Cell phones have evolved throughout the years from the inventions of newer models. Starting…

intermediary role of a bank is fairly typical, it in fact does not illustrate the process and method by which banks hold deposited funds. The actual method is called Fractional reserve banking [FRB], in which banks are required to keep a fraction of the total reserves (deposits) held, hence the name fractional reserve banking. Any amount held beyond the reserve requirement (excess reserve) can be loaned out and put into the economy. However as a result of such practice, a particular amount of…

Shadow banking is a risky business. In China, there is a variety of shadow banking products. WMPs are the major funding sources. The system is more volatile caused by the complicated mechanisms of shadow bank. By looking at the complicated shadow credit risk, first start with the wealth management products (WMPs). It is an alternative account to saving accounts with high interest rate. The reason of the higher rates for WMPs is because of the risk bank loans. These loans do not hold by banks on…

The mobile phone is great technology and is a must-have for life in the 21st century. Today smart phones are a part of everyday life. Millions of people wouldn’t leave their homes without it. Communication and mobility are two very important things in today’s society. The Smartphone enables both. Neilson research shows smart phone sales skyrocketed since 2012. Fifty-five percent of all mobile phone subscribers are using smart phones now. Seventy four percent of young adults ages 25 to 34 own a…

to form letters to send information to those who were not close by before the rise of technology. As the Internet and mobile phones were created, there was a rapid increase in the production and distribution of cellular devices as their popularity steadily increased. The introduction of the flip phone was a giant stepping-stone for communication until multiple companies and mobile networks began to expand and innovate. Apple was the first company that revolutionized the telecommunications…