Medicare Part D

coverage continues to be a concern. In fact, most Americans still find that health insurance through the ACA’s Exchange is unaffordable with premiums and deductible taken into account. Thus, the continued rising cost of health care may be attributed in part to the direct costs consumers bear through high premiums and deductible plans. To discuss this issue, three key facts are to be taken into account: 1. First, taxes and regulations in the ACA have put new restrictions on employer-based care,…

prominent form of ageism in the senior citizen’s life is the injustices in the health care system. Senior citizens reported that they are more likely to report ageism in their daily lives than racism or sexism (Marshall 2007, p. 258). Social Security and Medicare are two of the most attacked programs in the governmental budget, never physically altered because senior benefits are the third-rail of the budget (Campbell 2003, p. 32-33). The third-rail is the electrified rail of train tracks, and…

Universal healthcare coverage is an issue that has divided the socio-political structure of the United States for decades, and continues to polarize the electorate in the upcoming election. Proponents argue that healthcare is a universal human right that should not just be readily available, but provided as an entitlement from the government to the population. Opponents provide counterarguments that private, free market coverage is superior to the government-funded option and lowers costs to…

In light of the recent and controversial election of President-Elect Donald Trump, perhaps no economic issue plagues the minds of Americans as much as the Affordable Healthcare Act—colloquially referred to as “Obamacare”. It’s no secret that in the United States, healthcare accounts for a significant amount of government spending “consuming 17.1% percent of the nation’s gross domestic product (GDP) in 2013, about 50 percent more than any other country” (The Commonwealth Fund, 2015). In response…

Ever since the invention of modern medicine, providers have tried to find a system in which people receive fair medical services such as healthcare in order to keep peoples overall well-being intact. Now, with this being said, almost every democratic and developed country in the world provides some kind of universal healthcare society. According to Merriam Webster, healthcare is “… the maintaining and restoration of health by the treatment and prevention of disease especially by trained and…

In the years of the early 1930s, America was fighting to come out from one of the worst economic crisis “The Great Depression”. This was a time where unemployment rates were very high and the economy was at an all-time low. Therefore this lead to an abundance amount of issues one of the main problems had been concerning the elderly and their retirement plans. Workers aged 65 and older tended to be the first to lose their jobs and the last to be rehired during economically difficult times; almost…

In the future, we hope Medicare eligibility rules for Palliative/Hospice will no longer require patients to “give up” their curative care benefits to access the Medicare Hospice Benefit. The need with the demands for these services, all depends on government funding. Without government funding, people that approach their end-of-life journey, will be forced to remain part of the healthcare system until death. These individuals and their families…

As a young person, I have never really dealt with anything regarding with health, such as health insurance, co-pays, or anything else regarding that manner. My parents are the ones who usually deal with those things, though I must say it is very important to know how it works. This came to mind when I read the article “Bitter Pill” by Steven Brill. This article talks about why bills are so high when it comes to health. It show the reality of how these hospitals work. Something that is not…

The CMS 1500 Claim Form is the standardized form used by non-institutional healthcare service providers who are seeking reimbursements from Medicare. It is responsible for the billing of claims generated for work performed by physicians, suppliers and other non-institutional providers for both outpatient and inpatient services It facilitates the process of billing by arranging diagnosis and services provided. “This information is attached to a claim form, which is submitted to insurance carriers…

The main goal of community based and institution-based long-term care (LTC) is to provide the best quality treatment in the least restrictive environment. Since people usually feeling low and hopeless while being taken care of for long periods with no possibility of recovery, quality of life is a goal in LTC. Quality of life is about a person feeling satisfied in fulfilling their basic needs, such as their living environment, social support, safety and security, activities, and self-esteem. LTC…