Maximum likelihood

1. INTRODUCTION ESTIMATING AUTO INSURANCE PREMIUM USING GENERALISED LINEAR MODELS 1.1 BACKGROUND INFORMATION AND PROBLEM STATEMEENT The basic role of insurance is to pool fortuitous losses together, provide financial protection, offering a means of transferring the risk of losses in exchange of an insurance premium. Insured’s pose varying level of risks to an insurer. It is rational that the rates charged correspond to individual risk levels. The non-uniform rates charged…

At any point in a criminal proceeding that a defendant shows signs of mental illness, his competence to proceed to stand trial may be questioned. In theory, the requirement that a criminal defendant be mentally competent before the trial can proceed assures that the defendant will receive a fair trial (Morris et al. 2004). The Supreme Court has long considered a competency to be a right of the criminal defendant in court. The defendant 's awareness and sanity must be intact to have him stand…

This study was conducted to help understand the relationship between femininity and seeking emotional and instrumental support as well as masculinity and coping with substance abuse of college students (n = 649). We predicted that femininity would correlate positively and significantly with seeking emotional and instrumental support in regards to coping as well as masculinity with substance abuse. Each participant scored with either higher masculinity or higher femininity and then with a…

2.1 Introduction In this chapter, previous literature concerns with the determinants of foreign currency hedging will be discussed and assessed. Theories for the determinants of foreign currency hedging can be evaluated from two aspects: the level of foreign exchange exposure and how firm’s value will be affected; what kinds of characteristics for the firm influence its decisions for hedging. I will discuss the determinants of foreign currency hedging from this two points of view in the…

One in three children aged 2 to 15 years old are classed as overweight or obese (The Lancet, 2016). These shocking levels led the UK government to introduce a soft drink levy, with supporters including Jamie Oliver. Being a demerit good, the harm sugar does tends to be ignored (Schroyen, 2005), which has led to over indulgence, particularly in the form of sugary drinks as they are not thought of as on par with chocolate or cake. The problem is that sugar is a good which maximizes utility in the…

candidate for exiting or expected vacancies in an organization. It is important for an organization to have a recruitment policy. Selection is a process of selecting a candidate from a large number of applicants will be performing their jobs with maximum effectiveness and remain with the company. After selecting a candidate he/she should be placed in a suitable job. Placement is also an important HR activity and it involves assigning a specific position and responsibility to an employee. When a…

educational level and the job level of the employees. They states that employee are considered as undereducated if they have less education than the minimum amount required at the job level they are working. Whereas, employee with more education than the maximum amount specified at their job level are considered as overeducated. The final classification is based on self-report on skill mismatch by the respondents of the OSA-survey. Firstly, workers are asked to evaluate the quality of the match…

Egg beater drill: Drill needs at least 5 players, however can be done with more. Players start lined up on the baseline, two basketballs on one side of the key and one basketball on the other side. Player 1 starts the drill by shooting and rebounding their own shot and passing to player opposite. After player 1 has shot the ball player 2 shoots their ball and rebounds and passes to opposite side. Basic rule is that after you shoot the ball you rebound your own shot and pass to the side…

Acoustic Transponders Three main acoustic positioning systems (Fig. 3) used for localization of AUVs are introduced and discussed. They are short baseline (SBL) systems, ultra-short baseline (USBL) systems and long baseline (LBL) systems. The transponders of SBL and USBL systems are deployed on a anchored ship or pier before the start of mission. LBL systems require transponders to be mounted on the seafloor before localizing AUVs. These three acoustic positioning systems are stated as below. 1)…

For instance, owing to the intricacies surrounding the measure comprising of the likelihood that Congress may upturn Initiative 71 (proposal to legalize small amounts of marijuana for private use) and the compulsion for the council to create provisions for other implementation of limitations and regulations on the trade and usage of marijuana…