is free. In case of conventional bonds, bond issuers provide full guarantee on capital and the benefits to be obtained. Forth, investment criteria also indicate that the bonds may be used for any purpose of the finance in order to receive the interest amount. Bonds will be used to finance any asset, project, business or joint venture that complies with local laws. Meanwhile, Islamic bonds are based on Shariah compliant structure, which it is only can invest in Halal business and receive profit…
CASE STUDY ‘Key Man Insurance’ Our client Mr. AA (aged 33, an Arab) is the CEO of a UAE based company. He recently took over the reins from his father who retired after being a first generation entrepreneur for over 30 years. His company has a long standing banking relationship with a local bank. The banker has requested collateral for the liabilities that Mr. AA’s company owes the bank, through a life insurance policy on the life of the CEO. A traditional policy would require a large premium…
MONEY Q- What does money mean to you? Why? Money plays an important role in everyone’s life and it is also important for me as well. Having money is like many of your problems are easily solved and sometimes money is an amazing motivator too. You can do every possible thing in life if you have enough money. Q- Do you truly believe you would be happy if you won a lot of money tomorrow? Yes I will be really happy if I win a lot of money in future because most of my problems will be solved…
Financial Analysis for XYZ Company Using EVA & WACC Question 1: Reflecting to question one in the tutor marked assignment case study, which relate to the XYZ Company through analyzing the financial accounting statement to understand the company’s internal performance in terms of strengths and weaknesses by explaining the EVA and its advantage and disadvantages of using EVA as company performance measurement toll in the period from 2011 to 2015. Calculating EVA and explaining the trend of the…
I. Attention Gainer: Do you know how to save money ? When you don’t work, savings will work for you. II. Through the questions and audience analysis in class, I realized that many of you do not know about how to save money. Most of you work for part time and full time job but just only few of you guys have saving account. III. As an immigration from the small country, I have experience about how the life would be if you have no money. So, I already done some research about how to save money…
ICICI Bank Personal Loan ICICI Bank Personal Loan Details Interest Rate Processing Fees Loan Tenure Loan Amount Part Payment Charges Foreclosure Charges 11.49% to 18.49% Fixed 2.5% or ( min 1149) One Time Fee 1 -5 Years Up to Rs.20 Lack Nil 5% of the Principle Outstanding About ICICI Bank Personal Loan ICICI Bank is one of the largest Private Sector Banks in India and is also one of the largest facilitators of Personal Loans in India. ICICI Bank provides Personal Loan to its customer for…
INSIDE JOB ANALYSIS Submitted by Yashvardhan Singh, 2014PGP432 Inside Job is a commentary on the corruption in the financial system existing in today’s world. Starting from Iceland to USA, the film examines the key financial and political factors behind the financial collapse of 2007-08. The film starts from the political movement behind deregulation of the 1980s, development of trading instruments like derivatives and bundling of loans and mortgages into what was called Collateralized debt…
In the article, “Turn Back the Clock on Daylight Savings Time” by William F. Shughart II, Shughart discusses the flaws of the concept of daylight savings. This article touches on daylights savings and what Shughart believes are its shortcomings. From the get-go, he states that daylight savings time is a scam. Shughart delves deeper into the subject of daylight savings and begins by detailing its origin. Benjamin Franklin first proposed the concept of daylight savings in 1784 as a method of…
In chapter two of the Pedagogy of the Oppressed, Freire mentions the banking model of education. He describes the teacher-student relationship as a banking model. A relationship where the teacher is the depositor and the students are the depositories. The teacher deposits information he/she wants to engrave in students and the students as the depositories, receive, memorize, and repeat the information. Freire, mentions that the banking model of education works because teachers make it clear in…
UVI started in 1962 has been successful until the economic downturn in 2008. For the past few years there has been threats pointing in the direction of the future success for UVI. To remain competitive as well as profitable UVI can adopt the Porters 5 force model, and in so doing decide what is changing, what needs to change and change with the change, so that it can be competitive and remain in the market. External Analysis • Economic down which resulted in decreased student enrollment • A…