Mae

Crisis?” by Aubrey Clark, the mortgage crisis was instigated by consumer demand, oblivious politicians, and the competition against banks, small brokers and lenders. There are three types of mortgages which are the Government (FHA), Conforming (Fannie Mae and Freddie Mac) and the private subprime lenders that are usually funded by larger banks. These lenders have established a practice of buying the loan from the same broker after it was closed down, and its market are the consumers with good…

American Dream What dream does most people here share in the world? I’ll tell you, it’s called the American Dream and it’s been around since 1931. The American Dream is protected by the Declaration of independence, in this quote: “We hold truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable Rights, that among these are life, Liberty, and the pursuit of happiness.” The Declaration continued, “That to secure these rights,…

The shouts of protesters filled the smoky city of Birmingham on September 15th, 1963. Racism during this time was terrible and four young girls lost their lives in a safe place, the 16th Street Baptist Church. They lost their lives because of a bombing in the church caused by the Ku Klux Klan, a group of white people who were against anyone who did not have the same color of skin that they had. But this bombing did not just effect that small city of Birmingham in Alabama, but affected the United…

In a Democratic society many take freedom for granted, while others believe that they are not given enough freedom. Dave Eggers introduces us to a society that is searching for what they believe to be “total freedom”, while Megan Boler provides readers with examples of media in democracy and how freedom is portrayed in each form. Both sources allow the audience to see that freedom does require a balance of control. A world with total freedom would instead lead to a society with many feeling…

expect to support their child for more than two years after graduation, up from 18 percent the year before. More than 16 percent think that arrangement will last more than five years, according to the poll, conducted by massive education lender Sallie Mae (Akane Otani, 2015). This is where it might get difficult for some people. As human we tend to let our pride get in the way of our lives. Some people, including me hate the idea of asking for money, even if it’s from a loved one. There is this…

for him. A lot of people who come to the United States for work don’t realize that they ultimately start at the bottom and most of the time aren’t giving the right to work up. In Impossible Subjects: Illegal Aliens and the Making of AmericaI, author Mae Ngai states, “Undocumented immigrants are at once welcome and unwelcome: they are woven into the economic fabric of the nation, but as labor that is cheap and disposable” (Ngai 2). These immigrants with big hopes and aspirations are taken…

“While preserving the benefits immigrants bring to America: they fill key segments of the labor force, contribute to high-tech innovation, and serve as a "powerful source of vitality and stability in our distressed inner cities," according to Fannie Mae chairman James A. Johnson.”(Kemp 1) Putting a foot down to reduce illegal immigration is something that can be done but breaking the rights in the constitution isn’t…

The Civil Rights Movement was a movement that helped give African Americans equal rights such as voting, integration, and equal opportunity in jobs. It lasted for a century, but it peaked in the 1950’s and 60’s with events such as Plessy v. Ferguson, integration of Central High School, “I Have a Dream” speech, etc. The most significant events in moving civil rights forward for African Americans was Montgomery Bus Boycott, bombing of Birmingham Church, and Selma marches. Although these events…

Multiple personality disorder was first thought that demons possessed people. It was not until later that some doctors realized that people could have different functioning personalities. A woman in a film from the 1920’s had a personality of a man who did not was to wear women’s clothes as well as a child who always had temper tantrums. The patient in the film is a woman named Gretchen. She has had psychiatric problems her whole life and wasn’t diagnosed with multiple personality disorder…

The Capture of one of the Greatest Criminals Put in jail in 1931 and released after 6 1/2 years, this was Al Capone's fate. Al Capone is one of the worlds' most famous gangsters. At a young age he started to show violent tendencies and was anti social. He then moved into severe criminal history. He started to avoid the police until one day The police capturing Al Capone someone found him. Al Capone was arrested on October 6, 1931. Capone avoided prosecution until one agent created a plan…