Loss mitigation

loans for review, 9 of 14 had similar issues. Servicer is revamping the entire attorney billing procedure and the investor has been reimbursed more than $25,000 of excess billing. o Bankruptcy loan-level examples  M3 211488. Borrower filed BK. MFR requested by investor. Servicer placed on hold for an AOM that was not required. Servicer eventually acknowledged AOM was not needed (an error) and MFR was delayed for a month. If RMS did not catch, it is unknown how long the hold would have existed  M3 728113. When asset boarded at Servicer, they failed to identify a cram down on the loan through their loan, foreclosure and BK audit. Cram down was not identified 16 months after the loan service transferred to Servicer o Loss Mitigation Loan-level examples  M3 148350. This was an Oregon foreclosure stuck in mediation with multiple continuances (including Servicer not being prepared). Short sale offer of $58,700 received and “supported” by Servicer BPO, with servicer urging investor to accept. RMS had a much higher internal value and countered at $105,000. Short sale closed with a sales price of $105,000 o Random and targeted audit of monthly expense of tax and corporate advances (review includes Servicer’s adherence to delegated approval matrix). Review includes whether the Servicer has made advances for the same expense and whether advances made after liquidation are valid  M3 211300. The REO Agent was paid twice for the repairs totaling $9,650.00  M3…

1. What is mitigation? Mitigation is being prepared in reducing the risk people and property from hazards. Mitigation is all about by having a plan of action in a time of need. It’s all about being ready for a disaster than not be ready for one. If a disaster occurs mitigation is about having all resources applicable for the citizens of America. Mitigation is not one plan fits all hazards it’s a lengthy and costly process. 2. What are the goals and objectives of mitigation? The goals and…

It illustrates the increasing loss of innocence by manifesting only after an act of true evil was committed- the “raping” of the sow. When Simon first discovers it, it “speaks” to him by way of a hallucination caused by his epilepsy, and introduces itself as the "Beastie" (Elliott, Joyce, Shorvon, “Delusions”). This is ironic as the Lord of the Flies is composed of a truly innocent creature- the murdered sow. That the boys are determined to kill it suggests that they are intent on destroying…

Introduction Many of us experience heartache and pain. Many of us experience the loss of someone we hold dear to us. The Semmes is a humble family, devoted to one another and always stood for what they believed in and what was right. This is their story of hope through many years of suffering they endured as a family over a loss that no family chooses to experience. Its times like these that love of a family has to dig down deep inside and somehow find the strength to go on, though you leave…

Max is More Than Just a Story of a Boy and His Dog The 2015 film Max is an entertaining family film because of its story about a family overcoming loss, its outstanding acting, and its kid-friendly action scenes. The film Max follows a teenage boy, Justin Wincott, and the military-trained dog he is left in charge of after his brother is killed in combat in Afghanistan. The dog, a Belgian Malinois named Max suffers from post-traumatic-stress-disorder, putting additional strain on the Wincott…

All protagonist are not going to be good protagonist. Most people identify protagonist as a hero. Heroes come in different shapes and sizes. In the film documentary “Finders Keepers” Shannon Whisnant is the protagonist. Some people may disagree but, in all honesty Shannon helped save Jon Wood life. While Shannon was hungry for attention and fame in the process he helped Jon be drug free because, Shannon helped Jon become drug free Jon was able to build a better relationship with his family.…

In this book, the main character, Firefighter Aidan O’Neill, loses trust in himself after a tough call with a probationary firefighter. Having lost trust in himself, Firefighter O'Neill begins to think twice about what he is doing, which sometimes puts the other co-workers lives in danger. And Firefighter O’Neill couldn’t have picked a worse time to lose trust in himself, because the arsonist that had previously killed Aidan O’Neill’s father, is roaming free and is once again making the once…

protagonist’s survival depends greatly on his ability to forget time. Throughout the novel, the effects of that capability are portrayed as good because Pi believes he “survived because I [Pi] forgot even the very notion of time”. It is because of this skill that Pi is able to manage his grief and focus on his survival. His ordeal at sea is one that cannot be survived without a combination of soundness of mind, hope, and hard work, all things he cannot manage if he lets himself absorb the extent…

for life after tragedy. In this essay will look at the widow in the story. The symbolisms in the story and the setting of where it takes place. First the widow in this story is very interesting. After she find out about the tragic event that has taken place. Her husband had passed away in a railroad accident. She begins to feel a deep loss. She starts to grieve the loss shortly and heads up to her bedroom after that she…

“When you lose touch with your inner stillness, you lose touch with yourself. When you lose touch with yourself, you lose yourself in the world.” This quote by Eckhart Tolle shows how impactful the loss of peace can be to a person. Without their sanity, it is easy to identify these losses. Although this may not pertain to physical loss, emotional loss deals with more abstract losses such as self, hope, and reality. The effects of colonialism and war played a huge role in the negativity of…