Long-term care

Haoming Cao, Actuary DATE: Feb. 12, 2017 SUBJECT: A Promising New Product - Long-term Care Insurance Recent conference discusses a new insurance product, the Long-term Care Insurance. In this memo, I will present the basic features and the future market of this promising new product to you as a reference. Basic Features of Long-term Care Insurance Long-term care insurance is designed to cover the expense of long-term care (LTC) services for the insured who is unable to perform the essential…

Long term care facilities are mainly comprised of the elderly population. Most of the patients in long term nursing facilities suffer from chronic illnesses, progressive diseases, or need some type of rehabilitation. The people in this group are more susceptible to illnesses, because as a person gets older their body system does not function as it once did. Existing health conditions also put them at risk for infections and health problems. The registered nurse assumes many roles in long…

In a level 4 evidence-based review, researchers examined literature related to the impact of pet therapy on long-term care patients. The purpose was to determine if dog-assisted therapy had a positive impact on quality of life. Sixty-one related studies were found with nineteen only been selected to be analyzed by McMaster’s Critical Review Form—Quantitative Studies (Cipriani, et al., 2013). To limit bias, each researcher read the literature individually, then was reviewed in a group to reach…

Long term conditions are a major challenge in a health care system, but there is a systematic approach that can provide the client for self-management and help prevent future complications. This requires a strong leadership, and lots of team collaborations. Preparations is important because we can’t make a lifelong decision without thinking through it, so it is important for all the patient’s providers to gather information such as test results, and create question to how to prepare before…

one of your elder family members that is in long term care can be suffering from abuse and neglect? These members of your family can be suffering and you may never even know it. Research in previous years has shown that thousands of elder Americans suffer from abuse and neglect every year. Whether people want to think about this or not, it is a serious issue and a growing concern as the number of individuals that will require some type of long term care is growing. Abuse of elders can occur in…

The Coventry Meadows motto should be providing quality of life for all residents. Coventry Meadows is not an institution, it is a home. The staff truly cares for the residents and affords the quality of care they would want their loved ones to experience. The staff allowed the residents to make decisions about what to wear, when to eat, and what activities they wanted to participate in throughout the day. As Kristen stated, “they make a concerted effort, at the facility, to ensure the…

Residents placed in a long term care facility is a hardship alone on the resident and families. Some families are in need of a little more assistance with their family member. This help may be required for many of the activities of daily living or needs that healthy, active people take for granted and may include such things as walking, bathing, dressing, and using the bathroom. Being a consultant and reviewing the long term care survey which receive several deficiencies notation for…

of loved ones who require long-term medical care may be concerned about the costs of such care, and whether insurance covers nursing home and hospice care stays. Wolcott View Manor Health & Rehabilitation Center, in Wolcott, CT, understands these concerns well. Before placing a loved one in any nursing home or rehab center, you’ll want to understand the role insurance plays in the process. First, it’s important to note that Medicare does not typically cover long-term care at a nursing home.…

of this assignment is “Building Relationships in Residential Long-Term Care.” The authors responsible for this work are Gaugler, Joseph E, and Ewen, Heidi H. The article was published in September 2005. It was found in the Journal of Gerontological of Nursing. This article was chosen in response to the question I imposed in the previous assignment.What is the effectiveness of family visits with loved ones in a residential long-term care? Hypothesis/Problem The focus of the article is to find…

potential clients seeking out information on long term care. What I find is that most people wait until it is too late to have this type of decision. Often time it is after an event in their own lives that they really start to weigh their situations. I really wish that the general awareness level was high enough so that everyday people would make this a part of their retirement planning ritual.…