Lien

or property and pay off your debt in some other way. When a debt is secured, the creditor has rights in the security (or collateral) in addition to the rights against the debtor. The debtor's personal liability may be discharged in Chapter 7 while lien rights in the collateral pass through bankruptcy unaffected unless they are avoided or stripped down. In Chapter 13 bankruptcy, you are allowed to keep the merchandise or property, but you will be allowed to pay off your debt according to the…

The Fair Credit Reporting Act (FCRA) was created by the federal government to determine how your credit information is handled. It affects the ways that credit reporting agencies protect your information. In addition, the FCRA requires these agencies to provide you with information about your credit record so that you can make sure that it is accurate. Protecting Your Credit With the Fair Credit Reporting Act, you are legally allowed free copies of your credit reports from the three largest…

first non-exempt sale after the unit's release from the requirements of this subchapter, an amount equal to the difference between the unit's non-restricted fair market value and its restricted price. The recapture note shall be secured by a recapture lien evidenced by a duly recorded mortgage on the unit. N.J.A.C.…

Depending on micro factors such as age, family, career, and stage of life, a person may find renting to be more appropriate than owning a house. As age, family size, career, and stage of life progresses and ascends, there is a higher possibility that the individual may find owning a house more suitable than renting. Nevertheless, even when the previous factors ascend, macro factors can intervene, and buying a house can turn into an impossibility or a longer term project. To diminish risk,…

Each of us always wants to love and be loved. However, sometimes the Creator born people without giving them the right to choose the gender as they want. We always think that love is a combination of man and woman. However, today, love exists between the same sex. They also have the desire as usual, there is a longing for home and family. However, the law and public opinion they are not wanted. That is why a new bill should be enacted to legalize same-sex marriage across the United States. • In…

However, actual damages appear to have been much less. There is a hospital lien from Regional Medical Center for $1,304.54. There is also evidence of a collection notice from the Coosa River ER Physicians for $532.00. We are currently working on making a full wrap up of the total damages, including billing and collateral sources…

Bond Valuation Bond is one of the long term-liability. It is a type of debt or promissory note issued by the borrower that promising to pay its holder a predetermined and fixed amount of interest at fixed interval (6 months, 1 year) and pay the par value at maturity. Bond also is referred to as public debt because they can be traded in the public financial markets. Bonds can be classified in a variety of ways. There are unsecured and secured bonds. The unsecured bonds include debentures,…

essence in this contract." At the closing Nissan Corp was unable to tender clear title to Belle because the day before the State Tax Department had notified Nissan that an unpaid franchise tax constituted a lien on the warehouse. Nissan Corp. requested a delay of 3 days to pay the tax and satisfy the lien. Belle, who had reconsidered her bargain, refused any extension, tendered her certified check for the balance, and demanded that Nissan deliver clear title. When Nissan Corp. was unable to…

One of the prime areas to buy property in the US is Las Vegas. With year round great weather and many homes available, this is a buyer’s market. There are extremely nice huge homes available all over the city which is available at affordable prices. But before you buy a home in Las Vegas there are a few things you need to know which include the following: Know the housing laws: Like everywhere else, there are local municipality laws that the buyer must know. You need to read the Fair Housing…

The status of this claim is that the applicant is set to be evaluated by the urology Panel Qualified Medical Evaluator, Dr. Abdo Faddoul on June 14, 2017 and by the neurology Panel Qualified Medical Evaluator, Dr. Steven McIntire on July 13, 2017. If you have not done so already, I recommend you forward the appropriate mileage to the injured worker. Our office will forward all the medical records in our possession to the both PQME’s. I will also prepare a persuasive cover letter separately to…