Most of us have what would be best termed as basic knowledge of car insurance procedures and practices. That doesn’t help much when it comes time to take a new policy. Before you do, you should be ready with questions to ask when shopping for car insurance, that will help cover the finer points of a policy. The idea isn’t to get the best policy possible, or even the cheapest, but rather one that offers the best value for the money. Here are 10 questions that will help you to accomplish that…
Richardson Insurance Agency has, and will continue to further adopt the principals from Michael E. Gerber’s book The E-Myth Why Most Small Businesses Don’t Work. Here is where the Format Prototype, and the Business Format Franchise, is fully explained. In its quest for expansion capital, Richardson Insurance brokers strongly urges the reader, (all funding sources), to become familiar with this concept. With an understanding of the concept the investor has a road map, a security blanket, for the…
Rules Violations The commissioner may impose penalties for violation of the insurance laws (these include the unfair claims settlement practices rules). Penalties may be imposed against both insurers and agents. Insurer (Insurance Company) Penalties In addition to license revocation, suspension, or refusal to renew a license, the state insurance commissioner/director/administrator may fine an insurer violation of insurance rules and regulations. Producer Penalties The commissioner may…
They may also have further ideas of the resources that they need to manage their specific disease process. Health First is an insurance company that many patients within Central’s system use. Health First is focused on profit and Central is focused on quality. More…
There are many career paths a person can take in the medical field, but once you decide to specialize in a certain area of study, then the options for that field become greater. This is because you have made a choice that most people won’t make. Extending the traditional four (4) year degree program or returning to school at a later date to acquire a new skill set is a choice that many people dread doing. Whatever their reason maybe, in my opinion, it is not worth the outcome, but it is…
The returns that doctors receive from insurance companies are minuet compared to the bill that they had sent in from a visit. Doctors have a staff to pay, office supplies to buy/rent, medical malpractice insurance , which in its self a year can cost a doctor in the upwards of 34,000 dollars depending on your specialty and the state that they reside in, and utility bills. When…
There is no doubt that financial wellbeing is a key component of human happiness. Financial planning could help us to enhance our financial well-being through the set-up of financial goals and associated strategies to achieve these goals. When I propose my financial goals in the future fifteen years, I have to make trade-offs among so many life events. This financial narrative includes ten main aspects of my financial positions in the future fifteen years. Family Status and Job/Salary/ Benefits…
Why Insurance is Important to Me My life is always going through stages. This also includes my money. Either it is growing or its going. My life and my money are always going through some risky events . I have to have that protector when risk presents itself. So I appreciate the invention of insurance. It was made to be a protector of all the things I treasure the most- my life, family, auto, home, etc. It is inevitable how much money plays such a major role in the events of our lives. It is…
organization. The company was first founded for “the purpose of lobbying for driver and passenger rights, fair laws and safer vehicles” and now has “broadened its horizons to include all types of travel-related services, as well as offer a variety of insurance and…
Raghav Gangarapu is a Database Administrator that works for the insurance firm, Allstate. Allstate is the the second largest personal lines insurer in the country. The corporation offers a variety of packages mainly in the property and casualty sector of insurance. Being a Database Administrator for Allstate, caused Raghav to be immersed a complex sample set of millions of people confidential insurance information. Raghav’s job is to create, update, and protect the databases Allstate uses for…