Investment banking

There is no money creating in this system hence the credit multiplier effect is zero in this system. Savings for investment banks are accepted in the form of deposits and the banks use this saving to invest in the purchase of equity shares. Thus there is no money creation through credit and the investments made by the banks are fully backed by the saving. Unlike conventional banking the amount deposit to bank is determined by the real saving and not by credit multiplier. New cash to Islamic…

3.0 SWOT Analysis Malayan Banking Berhad (Maybank) has the biggest Islamic Banking in Malaysia. Thosemanagers have analyzed the external environment and the internal resources of the organisation, they will have the information they need to assess the organization’s strength, weaknesses, opportunity and threat. Such an assessment normally is referred to as a SWOT (sometimes called TOWS) analysis (Bateman and Snell, 2013). Strengths and weakness refer to internal resources. For example, an…

institutions and other banking services. Ithmaar bank provides a diverse range of Sharia-compliant products and services that cater to the financing and investment needs of individuals and institutions.  In 2003, Shamil Bank purchased all the assets and liabilities of FIBEC. Shamil Bank then sold the entire share capital of FIBEC to DMI and the name was changed to Ithmaar Bank.  In 2006, Ithmaar Bank acquired a 60% shareholding in Shamil Bank of Bahrain, an Islamic commercial and…

provide better services. Every branch is fully furnished with chairs and tables and other accessories. Bank has also installed modern banking machines like passbook update machine, waiting ticket machine and check drop machine. Now J&K Bank ltd is expanding its branch network by opening 122 new business units and 179 ATMs in the state of J&K to increase banking infrastructure…

Cuevas et al. (1993), operational cost contributes to the incapability of the SMEs to access funding. This means that the higher the operational cost of lending the lower the net margin expected from the loan operation and unfavourable against safe investment represented by treasury bonds. Aryeetey et al. (1993) argues that if a lender faces information irregularity, the issues frequently turn out to be fairly influential ability s/he grasps in ensuring reimbursement. This means that during…

The founder and CEO of Smartix is Vivek Khuller, Smartix is an electronic ticketing system that allows users access to sporting events with a piece of identification. The system functioned by the actual ticket sitting electronically on a computer server. To enter the sporting complex, the user would have to have present a piece of identification to the person at the entrance. They will then type your name in and see if there is a match on the server. If it's a match, you will be allowed to enter…

As a financial and insurance service group, MAA Group Berhad (MAAG) is a wholly owned Malaysia invested holding company operating in the Financial Services Sector and is listed on the Main Board of Bursa Malaysia. MAA Group has been long time in industry player with its first appearance in 1968 through Malaysian American Assurance Company Berhad (MAAB), which was incorporated as a public listed company principally engaged in the General and life insurance businesses. MAA Group was founded in…

security. It is important to identify the company’s dynamics, strengths, opportunities, and workplace salaries and benefits in order to make an educated decision for employment. Within the banking industry in the United States, there are several factors that determine the achievement and future durability of a banking company. According to a study conducted by Atkins et al., the researchers examined a link between bank competition and financial stability, concluding that “greater competition…

derive from the finance industry. I will use the financial bodies involved, which are the CISI and the ICAEW to portray the steps needed which may increase the chances of gaining access to the finance sector. One of my preferred career options is investment banking, I will talk about the capital markets programme provided by the CISI to gain exposure towards this career path. Another option as a career for me is corporate finance for which I will use the ICAEW to show the path which could lead…

An experienced banking and financial services professional, Peyton Patterson holds a bachelor of arts in political science from Kenyon College in in Gambier, Ohio, and a master of business administration from George Washington University in Washington, DC. Over the course of her career, she served tenures as Senior Vice President of for the JP Morgan Chase National Financial Services Group and Executive Vice President of Consumer Financial Services for the Dime Bank Corporation. Peyton Patterson…