International finance

main aim of a business is to make profit. Finance is the lifeblood of a business and therefore, for a business to survive, it must generate profit. In order to make profit, a business must sell more and more, in other words, bigger sales. For bigger sales to be realized, a business must properly market its products to both existing and prospective customers. In its bid to market its products, a business is faced with one big challenge: to remain ethical at all times. Businesses are highly…

Investment Strategy Diversify two stocks per industry to dampen effects of industry specific crashes, while still maintaining a substantial amount of capital within each market to benefit from industry specific rises. Our investment strategy would focus solely on capital growth, as such, the three industries would be the Financial, Telecom Services, and Utilities sector as they are currently the top performing sectors with around +60% companies up 0% - 2%. TELECOM SERVICES 1. Fusion…

COMPETITIVE LANDSCAPE Demand is driven due to the business , leisure travel, and housing market. Profit of the companies depends on their efficient and effective operations and the ability to finance inventory needed for the operations. Big companies uses economies of scale in acquiring vehicles and customers. Small companies can compete by providing better service, alternative products, or by lowering the prices. The US industry is concentrated highly, the 50 largest companies generate more…

National Development Bank PLC ( NDB Bank) is a banking as well as financial institution of Sri Lanka, NDB is headquartered in Colombo, Sri Lanka (at No 40, Nawam Mawatha, Colombo 2). NDB begun its operations in1979 as a state-owned development of finance institution. NDB was set up by Sri Lanka Act No 2 of 1979 as “National Development Bank of Sri Lanka” In January 1979 as a wholly state owned institution. In 1993 NDB was changed its ownership structure as privatized and NDB listed on the…

2.2. PESTLE ANALYSIS 2.2.1. POLITICAL FACTORS Life insurance industry is affected by many political factors. In political sphere, hike in FDI limit up to 49 percent but, the Parliamentary Standing Committee on Finance has rejected foreign direct investment (FDI) to 49 per cent, in the Insurance Laws Bill (Amendment) 2008 (News, 2011). Increase in FDI limit attracts foreign investors and provide fund for penetrate in market. Insurance companies need capital to expand and penetrate their…

Daniel Kahneman and Amol Tversky, loss Aversion is defined as “tendency of people to strongly prefer avoiding losses than acquiring gains”. In general pain of losing is about twice as making gains. It is one of the most important biases of behavioral finance as when people cannot handle loss; they avoid taking high risk and prefer to play safe while…

The term invest itself is related to allocating money in the expectation to get some benefit in the future. In finance, this benefit can also be called a return. It may consist of capital gain and/or investment income, including interest, dividends, rental income etc. Generally, investment results in acquiring an asset. In case the asset is available at a price worth investing, usually it is expected either to appreciate in value, or to generate income. Normally investors expect higher returns…

agriculture. In response to these concerns, the main requirement of the Banking Act of 1933 was to separate commercial banking from investment banking. Basically, commercial banks, which took in deposits and made loans, were no longer allowed to finance or deal in securities , while investment banks, which financed and dealt in securities, were no longer allowed to have close connections to commercial banks. After the act passed, banks were given a year to decide if they would dedicate all…

Horcher (2005, p3), explains financial risk management as a process to deal with the uncertainties resulting from financial markets. It involves assessing the financial risks facing an organization and developing management strategies consistent with internal priorities and policies. Addressing financial risks proactively may provide an organization with a competitive advantage. It also ensures that management, operational staff, stakeholders, and the board of directors are in agreement on key…

to acquire ING Vysya. With this deal which is expected to close in the second half of 2015, Kotak would claim the fourth position as the largest private lender in India, after ICICI Bank, HDFC Bank and Axis Bank. Founded in 1985 as Kotak Mahindra Finance Ltd., the group's flagship company was given the license for banking business by the Reserve Bank of India (RBI) in February, 2003 making it the first ever company in the Indian banking history that converted to a bank. Headquartered in Mumbai,…