Interlibrary loan

print health sciences journals are maintained for the region. Newspapers are not kept in print, but select titles are kept in microform or electronic formats. Resource Sharing The UIC Library is part of CARLI I-Share, an Illinois network of 86 member libraries that share a merged catalog, enabling UIC users to request material from another CARLI I-Share library without mediation. This gives UIC users access to a statewide collection of almost 13 million titles. In FY13, UIC users borrowed more than 30,000 items through CARLI I-Share. UIC also offers patrons traditional interlibrary loan and document delivery services. . Consortial Purchasing UIC participates in five consortia to leverage purchasing power and obtain better terms for electronic resources. UIC is also a member of the Center for Research Libraries, and UIC patrons can request materials from their vast collections through Inter-Library Loan. Scholarly Communication Scholarly communication "is the system through which research and other scholarly writings are created, evaluated for quality, disseminated to the scholarly community, and preserved for future use" (ACRL - Association of College & Research Libraries). The advent of electronic publishing has afforded opportunities to change traditional models of scholarship and to make materials open to the public, or open access. The UIC Library is facilitating changes in scholarly communication through an institutional repository (INIDIGO), an open access…

Money, it keeps food on our table and clothes on our backs. Having certain knowledge of how to invest and grow your money can provide a cushion for you and your family. As a business this knowledge is mandatory, they can’t run on promises alone they need money to start up, to keep producing inventory, gaining clients, etc…. Companies are faced with decisions on how they will receive funding and how they get investors to invest in there company. Companies are provided with a few options when it…

Peter wants to buy a house but needs some assistance with the extensive research that has to take place when purchasing a home. First and foremost the basic information needs to be addressed. Peter has seen through an ad that he can obtain a loan through several options; a subprime rate, ARM, extended loan, and many other options. A subprime mortgage is a type of loan appropriate for individuals with poor credit scores usually below 600, who as a result of their deficient credit ratings wouldn’t…

debt-to-income ratio is a personal finance measure that compares your debt to your income. Your debt-to-income ratio is calculated by dividing your total monthly debts by your gross monthly income (given as a percentage). This is a general benchmark that is used together with other indicators to determine your creditworthiness (particularly when buying a house). For example, let’s say my friend’s total recurring monthly debt was comprised of a $1,000 housing payment (mortgage, pmi, taxes), a…

for these loans, students must be registered as a full time or part time student in an institution that is a part of the Direct Loan Program. Another requirement is that student must be in a program that will eventually lead to a certificate or degree. Subsidized Loans are offered to students’ based on individual needs, and this is decided based on the information given when completing FAFSA. Paul Basken states, “The federal government offers subsidized loans to college students both directly…

and periodically check for any discrepancies on credit report. To begin with, consumers should be responsible by paying their bills on time when they borrow money. The borrower agreed to pay the money back in a timely manner usually for the agreed interest rate. The lender is entrusting the consumer to fulfill their obligation. For example, before the lender exchanges a loan amount or provide credit to the borrower, a promissory agreement is usually signed by the borrower. This is a binding…

Mortgages, car loans, student loans, and having a baby are all situations that can drive people to the overwhelming doom of debt. Debt is mostly overlooked for the simple reason that people find it normal to have certain types of debt like car and mortgage payments. Debt is sometimes very difficult to escape, especially if one does not manage money wisely. Two of the most common reasons many people get in debt is because they do not save money for unforeseen expenses, or because they tend to…

people must take on a debt of some type to cover the expense. Although credit cards are popular for such emergency expenditures, an installment loan can be a better option. Why Installment Loans Are Viable Alternatives to Credit Cards Credit cards are a type of revolving credit. The issuer assigns a credit limit to your account, and you can make purchases up to that limit. Your account balance…

non-profit, $13,787 private for-profit. The median income for young adults, ages 25-34 with a bachelor 's degree, was $48,500 as of 2013, compared to those with only a high school diploma or equivalent making $23,900. Having an associate 's degree gave an average income of $37,500. Students who obtained a masters degree, made an average income of $59,600 million in 2013 (Fast 1). Student loans are at their highest peak than ever before in the United States. Around 1.3 trillion dollars in…

too big for the good of the economy? Ehrenreich first mentions one of the most notable problems burdening the middle class is the excessive amount of debt they bear when entering the workforce. One of the key components of this setback is the enormous amount of student loans many college students deal with immediately after college. Unfortunately, the government holds an effective monopoly on both college and university student loans. Enreneich also negatively comments on the rising cost of…