Indifference curve

pertaining to the modeling of the term structure of interest rates. The article begins by appreciating the fact that there are various models associated with the yield curve. The authors highlight the significance of the term structure of interest rates by offering valid examples. For instance, the article points out that the yield curve plays a critical role in the valuation of a coupon bond (Christopher M. Bilson 2008). According to the authors, this demands that a coupon bond is reduced to…

Today’s addictions are not drugs or alcohol but rather social media; social media is a keystone to our everyday life. It doesn’t matter if we are sitting at a traffic light, getting ready in the morning or in the middle of a test, we feel a need to check our phones and social media constantly. It’s a type of anxiety if we fail to check our phones every five minutes. It really affects us mentally, leaving us with many new age issues like loss of attention to detail, reduction in our ability to…

Something that will never truly have any static definition throughout history is Economic Freedom. What may assist in defining these freedoms is the present Government, and today’s society, which means it’s always vastly changing. Today’s Society and present Government is always changing at a rapid pace. Some things that need to be recognized and addressed are Race, Creed, Gender and Religion, these characteristics are all factors that are used to define their place in the hierarchy of Society…

One of the biggest educational epidemics facing students of this generation is their lack of passion. As a whole, most students lack the desire to want to be great. Being good enough is the accepted standard. However, students who display passion strive for success. Malcolm X’s memoir, “Learning to Read” not only displays the importance of education but, the continuity of learning outside of a classroom or school setting. X taught himself how to eloquently read and write in order to mask his…

In this essay I will present and describe the means in which a school’s ethos and behaviour management policy helps create an effective learning environment for young children. A behaviour management policy is a policy that is placed which focuses on actions for schools to take to make sure that pupils develop positive altruistic behavior and are able to deal successfully with unsuitable pupil behavior. “Ethos can be defined as the ‘atmosphere’ which develops in a setting as the result of the…

It is strange now to think that I had played softball for almost nine years. This is because I don 't really even think about it now. Although I do know that playing sports was a big part of my life when I did play, and it taught me many things that I still apply to my life. The first sport that I played was softball. This was when I was around six years old. My reasons for joining were that my mom had wanted due to get into some sort of physical activity, and the fact that many people from my…

I believe that an “experience bank” is a place where everything we been through goes. We experience new things every day and all of these experiences go into our “experience bank” for us to learn from and help us in the future. All of these experiences shape you into who you are today. Throughout your life, these experiences will make you wise, more knowledgeable, and helps us teach others. By having an “experience bank” we are able to look back on our experiences and prepare ourselves for the…

There is a student sitting in his dorm studying for his last final of his senior year in college. Furiously concentrating on his notes he scans sheet after sheet of information. His palms coated in a thin film of sweat from grasping his notecards so tightly. It’s 4am now and his eyes are bloodshot red and his exam is at 8:30A.M. After a few hours of rest he quickly took a shower grabbed his testing materials and left out of the dorm. He had his last date with fate on this day. A few weeks later…

as economically affective as the private sector. This is one of the reasons why Central Planning that is found in Socialist countries always fails. This Supply Side approach (which involved the Laffer Curve) became very successful and was eventually referred to as Reaganomics. The Laffer Curve, a key component of the Supply Side approach, was a theory developed and promoted by Arthur Laffer. The theory focused on what happens when the tax rate approaches an unbearable high level. At certain…

Many newspapers write about how immigrants learn new language, and what challenges they face. Everyone is different which means that everyone has a different learning style. Some people learn best by reading/writing. Also, some people are hands on learning which means practicing the language. Two years ago when I first came to the USA, I learned English by having conversations with my coworkers, and my friends, through different internet sites, and going to Northern Virginia community college,…