This can be referred to as the insurance companies and the government public programs. By its very nature insurance causes a phenomenon known as “moral hazard”. Unlike most other industries, in health care a third party actually pays for most of the services used instead of directly by the consumer. The consumer’s out-of-pocket costs are therefore lower than the cost of the services. This shields them from the knowledge what the prices are, and increases usage of the services, thus driving up…
Globalization has a wide role to play worldwide. It has left back its footprints at every sphere of life. Not only in India, but the interchange of world views and ideas have resulted in a major transformation of the lifestyle and living standard of people globally. Indian culture is no bar to this transformation process. Our deep rooted traditions and customs have loosened up their hold with the emergence of globalization. India has a rich cultural background and pride of its culture is famous…
The unsavoury verdict is that we have not fared well in human metrics. It is a story of agony as the majority of the people feel betrayed by the government due to mediocrity. Internal resistance has supplanted liberation. Since literature is an index of life, it…
at night, some people staged a procession in Ramu in protest of the perceived blasphemous image uploaded to a Facebook account. Newspaper reports stated that local Awami League leaders were initially seen mobilising the mob and emphasising the sentimental religious issue to counter the opposition. The Daily Star, a widely circulated national daily, reported that a motley group comprising local leaders of pro-Awami League organisations, BNP men, madrasa students and common people were allegedly…
The new law … those driving with no proper tax and insurance. My little girl … some strange expressions. Goodness knows where she hears them. Although he's an entertaining speaker, it takes him ages to … After deliberating for several hours we finally … a possible solution to the problem. Soon after their arrival at the holiday resort they all … gastric flu. When he … after the operation, he had absolutely no idea where he was. I'm afraid we have … a lot of criticism over our decision to…
2, 1, 3, 5, 4 C. 4, 1, 3, 5, 2 D. 5, 2, 1, 4, 3 In recent years, bottled water has become a multi-billion dollar Customer Question In recent years, bottled water has become a multi-billion dollar industry. Many Americans now drink bottled water exclusively. However, there are good reasons to stick with tap water. Bottled water varies greatly in purify and chemical composition. Some brands are quite healthy, whereas, others have been shown to contain dangerous levels of mercury, bacteria,…
Population Demographics Indonesia is a series of volcanic islands situated between the Indian and Pacific oceans, with a population of 253 million people it is the largest country in Southeast Asia. Their most prominent religion is Islam, with 87% of its population practicing Muslims they are the most populous Muslim-majority country in the world (Dolven). Indonesia has great strength in international trade because the country has access to main sea lines. This accounts for the wide variety…
He says that Western companies think they can avoid political risk by spelling out every detail in a contract, but "in Asia, there is no shortcut for managing the relationship."88 In other words, the contract is in the relationship, not on the paper, and the way to ensure the reliability of the agreement is to nurture the relationship. Even a deal that has been implemented for some time may start to get watered down at a time when you cannot do anything about it. A Japanese-led consortium…
INTRODUCTION Why is the red color in the stop sign and why does green mean "go"? Why does the bride wear white, and black is the color of mourning and sadness? Why does an optimist see the world in bright colors and a romantic person pursues the "blue dream"? This work discusses color and its place in culture. A lot of things in the reality surrounding us we perceive by means of colors and through them. Color terms bear in themselves much more information than it might seem at first glance.…
There are also two- to three-year junior colleges and vocational colleges. Elementary schooling is compulsory, with an enrollment rate of 100 percent. Compulsory middle school education for three additional years was implemented in 2002. * Secondary education According to APEC website, there are two types of high schools in South Korea, general and vocational. Combining the two types of high schools together, the ratio of middle school graduates advancing to high school was 99.7 in…