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TIP 25 Cut the Cards! “If you don’t want to buy it with your own money, you don’t need it.” ~Unknown By now you’ve figured out that one of the major themes woven throughout this book is getting out of debt—I write about it quite a bit even in the sections not dealing directly with money. Debt is one of the biggest problems facing modern families—a true American crisis—and yet so many people don’t seem to feel any urgency to do anything about it. Dare to be different and do something others…

THE PEARL It is thought that money and wealth always brings happiness, and in many cases this is true. You can buy almost anything with it, pay off your taxes on time, and in some situations even alter the law. Now, let’s say you couldn’t pay for the hospital bill for your dying infant, and you needed the money quickly but your job didn’t pay enough. Now let’s say an inanimate object worth millions of dollars showed up right in front of you, you would probably take it and keep it. In the…

Have you reached the limit of your credit card? Are you short of cash? Unfortunately, your credit company is not likely to make your credit limit higher and your local bank is not likely to grant you any money. Of course, you can try to turn to your family members or friends for help, but what can you do if they are not able or willing to help you out? Are there any options left for you or are you stuck for good? Well, you can certainly come up with a clever scheme of robbing the local bank, but…

Five Economical Ways to Stretch Your Macy’s Gift Card Gift cards are an excellent gesture of good will that becomes even more valuable as budgets become tighter. However, many consumers tend to associate gift cards with indulging on rare items that they normally wouldn’t buy. Since gift cards are identical to cash, consumers should carefully spend their Macy’s gift card money wisely. Procrastinate Your Spending Most gift cards have an expiration date of one year. However, this doesn’t mean that…

Transcendentalism was a movement that sprung in the 19th century, and was primarily focused on the ideals of self-reliance and living simply. The major leaders of the movement were Ralph Waldo Emerson and Henry David Thoreau, both of whom published books such as “Walden” and “Self-Reliance” which described their transcendentalism ideologies. One of their major themes, “The Value of Simplicity” , describes how living simply has many more opportunities and up-sides than living extravagantly. This…

disappointment, this dream with the reoccurring theme of failure would not be complete without my family acting as spectators watching me fail. The last and probably most significant part of the dream is when I dove into the black hole after my credit cards. I believe this holds a lot of significance, in the dream I dove in and felt as though I was falling not flying. I believe that this is the culmination of my loss of control; however, I believe the black hole a condensation of the future. I…

By Ava Harbour *My name is Elliot Hall and I was framed for murder* November 18, 2015. It was a usual fall evening, 5:00 PM to be exact, a salty smell of the ocean below.The slight breeze blowing through my light blue curtains puts an exciting feeling in the air . I slip on one of my three tuxedos, brush my hair, grab my briefcase and go. I have been doing magic since I was seven. As I got older I made some cash by doing magic at my friends, parties, or between jobs. I use a nearby luxury…

Debt consolidation loans are often considered to be the perfect method of getting rid of a huge chunk of debt all at once. Consider the luxury of getting the mail and instead of looking at five or six credit card bills you are only looking at a utility bill and a bit of junk mail. In addition to the foregoing, if you find that you are seriously falling behind in your bills, this sudden freedom is a like a breath of fresh air. Yet these debt consolidation loans are not always a good idea. Here…

What is InkJet Superstore? InkJet Superstore is an online emporium different types of ink and toner cartridges and other office supplies. The store came into existence in November 2000 and since then has been offering many products by popular brands such as Brother, Canon, Kodak, and Toshiba. How to use an InkJet Superstore coupon? This online store does not usually give out many coupons or promo codes on its website. You will have to browse other websites on the Internet to get coupons for…

Cybercriminals conduct attack on HVAC systems. Criminals penetrated Target’s point of sale network and installed malware on terminals. Date 2: November 27, 2013 (12 days after Date 1) – Cybercriminals begin stealing information from 40 million debit/credit cards from Target’s systems. *Last known attack from cyber criminals* Date 3: November 30, 2013 (15 days after Date 1) – Target acknowledges publicly that FireEye had been giving more alerts but local teams deemed that no action had to be…