that people on low incomes are generally good at budgeting. This properly makes sense because they have to be, or else they wouldn’t be able to survive. People with six figure incomes are the ones seeking out budget advisors. It is also interesting to note that the people with the highest income owed the most on their credit cards. Debt is a not so surprising issue for those in poverty, but the average household is struggling as well with the debt being 59% of disposable income in 1991 to 154%…
has been problematic since the 1800s in the United States. The tenement reform was an early intervention by the local government before the federal government got involved in 1937. Congress passed the Wagner-steagall housing Act, which established the current federal housing program. For the past years, public housing authorities having been trying to attain the level of success mixed income housing authorities pursue today? The beginning of mixed income housing was the 1970s with a federal…
In 1980, the size of immigrants are 14.1 millions which takes 6.2% of US population. In 2015, the U.S. immigrant population is more than 42.4 million, or 13.3 percent, of the total U.S. population. Simultaneously, the migration from Asia to the United States rose from 5% share of population in 1960 to 30% in 2014. This is an astonishing leap in immigration numbers in U.S.. But the share of women immigrants in all U.S. immigrants has been static. It keeps at around 51%. From the Graph 1, we can…
When perusing the CIA’s world fact-book distribution of family income gini index, 2 countries stood out; Australia and Denmark. These 3 counties are all developed, so theoretically inequalities are more systemic than due to the process of development, and all three have global interests, so gross domestic product, or GDP, can be meaningfully compared to measure output. While some markers are hard to directly compare, each countries ladder of opportunities, social welfare programs and taxations…
the number of items purchased as well as the amount spent. With this data I have also recorded the use of discounts, and some information about what type of buyers are attracted to this website such as the region of the customer, their household income and if they are a registered customer. Background: Heavenly Chocolate manufactures and sells quality chocolate products from its plant and retail stores in Saratoga Springs, New York. The company first launched its website two years ago, and…
Many different states have multiple kinds of federal system depending on where a person is. In Texas federalism “is a form of government that divides sovereign powers across at least two political units” Within the government, people believe that there are many ways that the government should be run. The way the people think is way off from the actual system itself. Some may wonder what is the real reason of why we have federalism? Well federalism is a way for the government to get money from…
The sixteenth amendment is one of the most controversial statements that has aroused the American people with its ability to grant the government to control your financial state and also disable you to do certain things when they need money to use for no good reason. Do you want your money in someone else 's hands? Or do you want your own money to be able to control? The money that is given to the government through taxes is supposed to be used to support foreign affairs and have the…
its simple wording, not all the details are clear, therefore creating confusion. The 16th amendment of 1913 states: "The Congress shall have power to lay and collect taxes on incomes, from whatever source derived, without apportionment among the…
the amount of food stamp changes as the age of the dependant 's) goes up. For example the food stamps states in their article “Disadvantages of Food Stamps”, “Sometimes the differential can result in an amount so small such as, $10/month, that it may not even be worth it to go on food stamps at all.” If the food stamp program accepts someone and now this person then takes their source of income and pays the bills etc. and then receives their food stamps and see’s that they only may have received…
Overview of the Improvement Plan for the Patriot Elementary School: After teaching 14 years in elementary education, and serving on the District Educational Advisory Committee, School Improvement Panel, Local Professional Development Committee, and chair of the School Wide Committee, I am thrilled with my recent appointment as the principal of the Patriot Elementary School. Having taught grades 1-5 during my career, and working collaboratively with administration on data analysis over the years,…