Health insurance

Universal Health Insurance, The goal of providing every individual with access to health coverage regardless of the system implemented to achieve that goal. Healthcare is a basic need of every human being. It should be considered a basic human right, in which the nation ensures that every person is covered by equal healthcare, regardless of age, gender, or income. Universal healthcare was first started in Germany in 1883 and spread to other countries, especially the rich nations of Europe.…

The Health Insurance Probability and Accountability Act (HIPAA) was enacted by Congress in 1996 in response to the infancy of health information technology and the modern flow of health information. The initial focus of the HIPAA was to protect health insurance coverage for workers and their families if they were to lose or change their jobs (Bowers, 2001) but, as technology continued to advance laws were also developed to protect patient information as it passed through a full spectrum of…

HIPAA-Health Insurance Portability and Accountability Act of 1996 was designed to protect a patient by specifying detailed instructions on how to handle the client’s information and keeping it private. Congress adopted the federal law with specifics on letting the client know how their privacy will be protected by clearly stating how it will be used and kept, the client must receive informed consent, and the process of transferring their records. So exactly what is the law supposed to do? Who…

agreement. The Health Insurance Portability Act or HIPPA, is a federal law that provides new privacy protections and new patient rights that deals with the right to the use and disclosure of any Protected Health Information or PHI used for the purpose of treatment, payment, and health care operations ( McGarry, 2015). HIPPA make it so that it is mandatory that the psychologist give you a notice of privacy that will be used and provide information of PHI for treatment, payment, and health care…

Should healthcare be correlated with money or should the government provide an affordable health care for every American? Health insurance is a benefit that every citizen should have in their country because it is the way that the government gives access to the well-being of health. Even so, having health insurance is a privilege for U.S citizens because of the high of cost in health insurance offered by the private companies. How possible is it to see a doctor or get treated when it costs…

Aetna Health Insurance Cover Drug And Alcohol Rehab? Aetna does cover drug and alcohol rehab. Health insurance companies are required to cover addiction because of the Affordable Care Act. However, it is important to note that coverage can vary. You should check your insurance plan in order to see exactly how much coverage you will get. Some health insurance plans will cover the total cost of drug and alcohol rehab. Others will only cover a portion of the cost. About Aetna Aetna is a health…

Aetna is a diversified health insurance company that provides life, health, dental, vision, disability, and long-term care insurance as well as retirement savings products. Its main business is healthcare. Aetna also has multiple subsidiaries including Aetna Specialty Pharmacy, the Chickering Group, Aetna Global Benefits, and Active Health just to name a few. Insurers compete over membership, prices, and offerings. Recent Health Care Reform significantly increased the number of…

The Health Insurance Portability and Accountability Act (HIPAA) is a set of regulations that helps patients confidentially store their health insurance information and allows them to transfer that information from one facility to another. HIPAA was originally known as The Kennedy-Kassebaum Bill that originated in 1996. This set of laws was made because healthcare facilities were starting to move patient’s medical records into computerized files. HIPAA also makes it to where any and all patient…

has been health insurance, with cost increases of 25% to 40% not being unusual” (p.239). Health insurance and health insurance premiums have become one of the hottest debated topic by politicians and normal citizens alike, both trying to figure out ways to keep down the ballooning cost. The reason why health insurance is so important is because of the massive effect it can have on a family’s financials. Sudden injuries, like a broken leg, can cost tens of thousands of dollars without health…

How Does Health Insurance Work? Health insurance is an arrangement with an insurance company that can help protect you from the high costs of health care. At its most basic, you pay premiums and the insurance company agrees to pay part of your medical expenses for illnesses or injuries, prescription drugs, and preventive care. Health insurance works by spreading the cost of care among large groups of people—so insurance paid by one person also helps pay for the care of others. In a large enough…