Harm principle

First, this Comment will review the background of ExIm and its purpose. Next, it provides background information on the mechanics of the Bank and explains the financing of exports. Third, this Comment analyzes whether the Bank′s financing scheme is helpful or harmful to U.S exporters and whether ExIm has the desired economic affect. Finally, this Comment concludes by arguing that ExIm should not be reauthorized, and offers an alternative to reauthorization. I. BACKGROUND A. History ExIm is…

From Quarter 4 to 5; Quarter 4 had a higher percent in profit margin at 6.13% while Quarter 5 was at 1.73%. Profit margins are expressed as a percentage and, in effect, measure how much out of every dollar of sales a company actually keeps in earnings. A 6.13% profit margin, then means that our company has a net income of 0.0613 for each dollar of total revenue earned and same for quarter 5 at 1.73% meaning .0173 for each dollar of total revenue earned. I believe we failed between Quarter 4 to 5…

A few years ago, GM accepted a bailout and a restructuring plan from the federal government (Kinicki & Williams, 2013). Their plan consist of a goal to reach annual profits of over $10 billion, 10% profit margin increase, becoming debt-free, cutting costs and incentives, and corporate tax exemption for several years (Kinicki & Williams, 2013). At the end of 2011, GM was expected to reach a profit of almost $8 billion (Kinicki & Williams, 2013). This was made possible after a sharp reduction of…

Elizabeth M. Snyder, CRCM, is a regulatory compliance specialist with more than 25 years of diverse industry and functional expertise. Elizabeth joined First Citizens Bank, a $35 billion Bank headquartered in Raleigh, North Carolina, in August 2017 as the Senior Vice President & Senior Manager, Compliance Governance and Exam Management. Her current responsibilities include executing the compliance department governance processes, coordinating complex regulatory exam issues and regulatory…

On 08/30/16 we received a payment request in the amount of $633,451.60 ($617,158.33 LOSS & $16,293.27 LAE) from the broker, AON on behalf of Zurich (ZIC). The Pay Time form is completed & tasked to K.Haniff. Our current outstanding reserve is $1,044,591.03 ($837,699.66 Loss & $206,891.37 LAE) with a total incurred of $2,813,385.09. An increase of $62.91 in LAE is required. After payment of the $633,451.60 our outstanding reserve will be $411,202.34 (Loss $220,541.33 & LAE $190,661.01) for a…

Oasis Inc wants to earn enough revenue to create their newest heated luxury massage chair:The Tranquility 5000. However, the company needs to estimate the equilibrium price and quantity in order to find the optimal retail price needed to create this launch. This report will provide concrete analysis on the prices. The beginning of the analysis focused on the demand data. The demand included a range of prices and the quantity demand of n=110 test weeks. This can bee seen on Figure 1, which…

ORIGIN OF LOSS: Insured has presented a mold report from KATHRYN L. PASCALE, INC. 1302 SW 1st AVENUE FORT LAUDERDALE, FL 33315 Office: (954) 524-3910. The mold report was attached to the loss notice so I have not attached to this report. The mold report states there is mold in a wall under window in common area. It also states there is mold under sink and cabinet should be removed to determine extent of damages. The report also found mold in AC closet and recommended it be removed by…

As further information emerged during the writing process, reinforcing the notion that one’s research is never really concluded. A point in question is the perceived introduction dates of the figures featured in this book. For instance, the author used Ernest Marsh’s inventory when dating the figures of Charles Vyse. The same inventory was the source for the catalogue an Exhibition of Figures and Stoneware Pottery of Charles Vyse, arranged by Richard Dennis in conjunction with the Fine Art…

Qualities of Business The headquarters of General Nutrition Centers, Inc. is located in Pittsburg, Pennsylvania. GNC is also “one of the world’s largest specialty retailers of nutritional products, including vitamin, mineral, herbal and other supplements” (Hurley, 2016, P. 25). In addition, GNC largest competitor is Vitamin Shoppe. According to IBISWorld, Vitamin Shoppe has a market share of 5.2%, while GNC has a market share of 7.3%. Therefore, GNC’s size is larger than Vitamin Shoppe within…

It doesn’t matter what you use your wood for, in a stove, bon fire, fireplace, fire pit, furnace, etc. you always can enjoy the glow and warmth of the fire, but what kind of wood is the most flammable to give you the glow and warmth of the fire quickest? Oak is the most widely used hardwood. (2) Among those many things, the most popular is Gothic and William & Mary furniture and also many contemporary pieces. Oak is also known as a hardwood, and has over 60 species in the U.S. The species can…