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Simple Steps to Help Reduce Credit Card Debt The U.S. has a cumulative revolving debt of more than $850 billion, according to the Federal Reserve. A whopping 98% of that figure is comprised of credit card debt -- with 54 million households in arrears for an average balance of $15,788.1 If you are contributing to staggering sum of outstanding credit card debt in America, you need to start digging your way out, and the sooner the better. Debt can stand between you and your financial goals, such as…

Upon, arriving home I checked my mobile banking app and my account had expectedly so dropped to 50 dollars. After not using the card for an additional two weeks I decided to check my account. When I saw the numbers under my name I almost had a heart attack because my account had dropped from having 50 dollars in it to having me owe the bank 105 dollars. Later on, after contacting…

In research one of the Security Analyst is saying that even a $2 transaction amount in the statement should also be checked by the customers thoroughly as it could be an indication on attack as most number of hackers tries to check the working of card by using it in a gas…

I was anxiously awaiting the drawing of the lottery, only two hours left. Pacing my house and hoping that I would finally win. Little beads of sweat fell dont my forehead as the clock ticked on. I sat on the couch thinking how ridiculous it was to think that I would ever win considering there is 1 in 292,201,338 chance. A notebook sat to my left with everything I had planned for the money written down, if only I could win. 9:59 the clock read. The nerves were starting to get the best of me as i…

checking accounts just like debit cards, debit cards will perish as well. With debit, credit cannot be established, and folks are missing out on the opportunity to establish credit. Debit cards allow people to spend as much as they have in their checking account, yet credit cards let people spend up to a set limit, but the payments must be paid on time. There is less fraud protection with debit cards opposed to credit cards which promote reimbursement. When using a debit card to purchase items…

A Trend Corey Feldman (1971) is quoted saying, “you have to stay updated on trends, social things and pop culture, you need to stay with the times and keep evolving.” Feldman’s statement speaks to the countless trends we see in our society and how society is influenced by these trends. The business and science world, define a trend as a pattern, gradual change, an average, or general tendency to move in a certain direction. (Businessdictionary.com, 2016) In the social sciences, a trend is…

spent more than I earned with no savings and no job security. I made many unwise financial decisions, and I got caught up in credit card debts. However, since I got married, my husband and I decided to take control of our current financial state and work toward our future financial goal. Our financial goals include short-term goals like paying off our credit cards debt and stop using them. Our long-term goals are to save money to buy a house and invest more in the retirement saving account. But…

The 21st century has added a new weapon to the arsenal of persecutors. Credit card companies can lower a customer 's credit limit based solely on where they’ve shopped. An employer can make his or her decision on hiring an employee using just social media footprints. Lori Andrews presents frightening information in her essay “Facebook Is Using You”. Through the use of statistics, anecdotal evidence, and appeals to the audience 's sense of fear, she successfully convinces the reader that there is…

increase of about ninety dollars to the total cost of the phone. Conversely, the Galaxy is significantly cheaper. The full retail value of a Galaxy with sixteen gigabytes of storage space reaches a cost of $570. With the purchase of a 128 gigabyte MicroSD card for an average of seventy dollars, the consumer gains more memory than the top-of-the-line iPhone and pays $200 less than the Apple product. The Galaxy sells for, at most, $200 with an agreement of a two year contract from a carrier. A…

subject in news. Almost every companies have been hacked, if not yet, they should not consider themselves as more secure than others that have already been there. In December 2013, Target was one of the victims with more than 40 million credit cards and debit cards that were stolen by malicious people. Just right before Thanksgiving a malware was installed inside target database. So between November and December 2013, over 11GB of critical information was taken. The sad thing is that the…