Greenhouse debt

Staycation Getaway Evaluating the finances as well as choosing the most feasible option for relaxation and entertainment to fill the days and nights of a break off school or work comes around a couple of times a year for potential vacationers. Juggling the budget and paying the bills, while trying to fit in the making of happy memories and affordable downtime can be quite a challenge when deciding between a staycation and a vacation. However, if one knows from the get-go, the difference between…

Banco international is a financial bank started in 1985 by Ramon Baez Romano, a wealthy businessman as well as industry minister (Figueira, 2016). Some years after its establishment, Banco international; which was then a small bank, was taken over by Romano’s oldest son Ramon Baez Figueroa, who aggressively helped to build it to become the second largest commercial bank in the Dominican Republic. In its growth, Baninter grew progressively, becoming a typical family owned and run conglomerate…

“The experience of five millennia of financial innovation suggests that finance and civilization will forever be intertwined.” The closing line of a fascinating walk through history and how finance molded civilization as we know it today. William Goetzmann the author of the book: “Money Changes Everything” is currently a Professor of Finance and Management Studies at the Yale School of Management and has vast knowledge as an archaeologist as well as in art history, making William Goerzmann the…

Paying for a college education is the greatest obstacle when trying to achieve the American Dream. Everyone has the same aspirations to be successful by obtaining the American Dream, however, in "Jorge The Church Janitor Finally Quits" shows how one man struggles because he doesn't have a college education, he's an immigrant, and he has a low paying job. The attainability of the American Dream is low because the price of building houses was expensive and more people are renting than buying…

The theory of The Fortune at the Bottom of the Pyramid was firstly proposed in 2004 by C.K. Prahalad of University of Michigan and numerous papers and books followed. The principle is that the poor in the world make up 4 billion people and although they survive on 3 $ per day due to their large numbers they are really large potential market. The theory propose that by doing business with the poor there is mutual benefit for both groups: the company make a profit and poverty is relieved.…

Buying vs. Renting a Home: Which Should You Choose? Buying a house is a goal for many, and it’s a great dream to strive for. However, sometimes it really is better to rent a home than own one. How do you decide which one is right for you at this stage in your life? Use this guide from the Degnan Group to compare buying vs. renting a home to understand the pros and cons of each option! Why You Should Rent a Home Sometimes, renting makes more sense than buying a home. Three reasons why you may…

Ghosh, Saibal & Saggar, Mridul (1998), in the paper “Narrow Banking: Theory, Evidence and Prospect in India” examined the narrow banking in India and asserted that an increased presence of NPA forced banks to select tactics to reduce risk by investing in safe and liquid assets. It is observed based on the analysis that the narrow banking may expose weak banks to immense market and interest rate risk and thus makes it vulnerable to idiosyncratic and systematic risks arising from macroeconomic…

Raghuram Rajan’s book “Fault Lines: How Hidden Fractures Still Threaten the World Economy” provides an in-depth view of the forces that brought about the worst financial and economic crisis in at least half a century and look at what can be done to prevent the next one. Rajan argues that the reasons for the crisis are more complicated than just blaming one single stakeholder (e.g., financial professionals, regulators, government officials), rather, there are serious flaws in the economy. Each…

their debts. Under this chapter, debtors propose a repayment…

than the general student population to consider the financial implications of attending a school like Merrimack. Additionally, many graduate students may be deciding to further pursue their education even though they are in a significant amount of debt from their undergraduate experience. As a result, it would seem that graduate students are more conscious of how they are spending their money compared to the general student body. When thinking about how to better meet the financial needs of…