Fourth Estate

If you are a first-time homebuyer and a veteran, the VA allows you to obtain a mortgage for new construction. However, many veterans are unaware that the VA does not provide the actual loan. Instead, the VA insures the loan with banks and mortgage lenders in the event you default on your mortgage. Therefore, you must find a lender who is willing to approve you for a construction loan. A Closer Look at VA Construction Loans The Department of Veterans Affairs states you can use a VA-backed…

New Years Photoshoot at the Long Island Home Inspection Pros I was recently contracted by the management of Long Island Home Inspection Pros to carry out a New Years Photoshoot. In order to get a firm grasp of the core operating values of the organization, I had to visit their website - LongIslandHomeInspectionPros.com. The discoveries I made were quite enlightening. The Company carried out pre-purchase, pre-listing and termite inspections for both residential and commercial buildings. They…

Renting during an IVA One of the main concerns for anyone entering an IVA is what will happen to their home – whether that’s their own home or a rented property. You will find answers to the most common questions we get asked whether people can rent a property during an IVA below. Will an IVA affect my current rent contract? An IVA shouldn’t affect your current rent contract but we recommend you check your contract just in case there is a clause to say you can’t be insolvent while residing at…

Who is affected by this advisory? Any property owner who has not applied for or been granted an exemption and remain connected to the combined or separate sewer system in violation of subsection 681-11. Sewer Connections. A person who is convicted of an offence may be liable to a fine of not more than $50,000 for a first offence and to a fine of not more than $100,000 for a subsequent offence. All contraventions of the bylaw are reviewed and determined on a case by case basis. IMMEDIATE ACTION…

straightupbuildingmaintenance.com.au - Simple Decking Designs That Are Beautiful but Also Budget Friendly Decking extends the living area of the home by providing an outdoor space suitable for entertaining guests or just relaxing with the family. You may have space or budget concerns that make you hesitant about adding a deck onto your house, but there are some examples of simple decking designs below that are both attractive and budget friendly. An Upper-Level Deck Decking can create an…

What Needs To Be In Your Roofing Contract It is a large task to have a brand new roof installed on your home, which is why you will most likely have it done by a professional roofing contractor. When you are hiring a contractor for a big job like this, it is important to ensure your contract spells out everything that needs to be done. Here are 3 items that should be included in any roofing contract. List of Materials A very important part of any roof installation is the kind of materials that…

Curb appeal is something homeowners typically only think of when they go to sell their home, yet this is a mistake. Remember the old saying about only have one opportunity to make a first impression, and think about what a home lacking curb appeal says to guests and visitors. Does it suggest the owner is lazy and doesn't care about his or her home? Some may think the person is very busy, yet others may think the owners don't have the money to make improvements. A large part of curb appeal…

Changing your garage by including another floor covering will not appear like a home change venture. Endeavoring to locate the best epoxy coating for your garage floor and according your financial plan can be troublesome. A few organizations have risen that are offering and applying floor coatings like pigmented polyaspartic garage floors with quartz sand dabs or embedded vinyl specks and epoxy garage floor coating. With a ton of epoxy items, manufacturers and business installers to browse, it…

Causes of the French revolution France 1780s; was at the brink of chaos, the people of the 3rd estate (people without noble/church stature) wanted change. During the time of the 1700 the nobles treated the third estate without respect. They taxed the third estate heavily. Also giving the third estate little to no privileges. The third estate did not consider fighting for their rights until they heard about the American Revolution and the ideas of enlightenment. However once hearing those…

economy as well affect the global community, much like the subprime mortgage bubble in the US that ultimately led to the GFC. The Nobel Prize laureate, Professor Vernon Smith, agrees that Australia should be careful when he opines that “Sydney real estate is growing faster than your other cities…” and he goes onto say that property investors will be hugely impacted when the bubble eventually bursts. However, there is much speculation about whether a bubble actually exists, former Federal…