Foreclosure

The EFO paper, Developing a Risk Reduction Plan for the Wildland Urban Interface in Asheville, North Carolina, by Joy Michelle Ponder is a well-researched and presented paper. The author does a good job in identifying the community fire risk of wildland fires in the urban interface. Given the limited time frame and the amount of data collection and research necessary to complete the assignment, the author was very thorough and descriptive. She gathered information from a wide variety of subject…

If you are a first-time homebuyer and a veteran, the VA allows you to obtain a mortgage for new construction. However, many veterans are unaware that the VA does not provide the actual loan. Instead, the VA insures the loan with banks and mortgage lenders in the event you default on your mortgage. Therefore, you must find a lender who is willing to approve you for a construction loan. A Closer Look at VA Construction Loans The Department of Veterans Affairs states you can use a VA-backed…

A question many homeowners ask is "Do I really need a home warranty?" If you are smart, the answer is yes. Home warranties protect against a number of problems that always seem to arise at the wrong times. Plus, they can end up saving you a ton of money in the long run. Why Is Having A Home Warranty Such a Good Idea? A home warranty offers you protection when you need it most. Appliances break down. Pipes burst. Roofs leak. And these problems can appear at any time. When you have a home…

Utilizing the mortgage refinancing Most of the property holders, especially in these days, are considering a home loan refinancing. By virtue of high loan charges, the need of refinancing home loans has ended up being to a great degree standard. Then again, various property holders are startled or apprehensive around a home loan refinancing and set out not to get some data about it from anyone. Here are the a couple purposes behind refinancing a home loan can be to a great degree supporting. It…

Don’t Give in to These 5 Common Fears of Buying a House Deciding to become a first time homeowner is a big decision. The process of home buying may seem overwhelming and there are a lot of unknowns. Some people give in to the fears of purchasing a house and decide to remain lifelong renters. While there is nothing wrong with renting a house there are many advantages to homeownership that you might not want to pass up. Here are some of the common fears that new buyers have and why you should let…

NYC Rental FAQs: On Painting Your Apartment Every city has its code when it comes to rental units, so what do you need to know about painting your NYC rental apartment? Here are the most common questions: Question: My unit looks great, but I hate how dingy the hallways and lobbies are. Can I ask my landlord to repaint these common areas? Answer: Hallways and lobbies are out of your jurisdiction. Your landlord is obligated to paint or wallpaper those, but only whenever deemed necessary by the…

If you have a home and a mortgage, you may want to consider Home Refinance Options or even consider using a Refinancing Mortgage Calculator, so that you can understand what refinancing could do for you. While refinancing is never looked at as a good thing because it means that you are struggling financially, it can help you afford your mortgage and get back on track financially. Refinancing has a lot of positive benefits and below, you will find reasons why you should consider refinancing. Real…

Being a Millennial, I recognize how much of an impact the “Great Recession” has had on my life, especially in regards to adopting homeownership. This essay will be written from the perspective of someone who, because of the “Great Recession” has plain and simply, not been able to afford anything in the ways of homeownership. It is not just about the mortgage crisis, the recession, often has affected every choice someone of my era has had to make in their life thus far. The pros and cons of…

Moving will probably be one of the most stressful things you will ever do, except for moving out of state, which is not only stressful, but must be strategically planned to perfection. There are so many issues you need to handle before, during and after your move, if you want to avoid losing money and quite possibly your things, not to mention the total chaos that will ensue if you don't. For most people, knowing where to start and how to proceed is the hardest part about moving out of state.…

Home buying often paired with stress and apprehension. To add to home buyers uncertainty, a lot of bad information and advice are available to home buyers from the internet, family members, friends and colleagues. Find out the most common misconceptions first time homebuyers have when looking to get financed for a new home. This is a continuation of the first blog I made for this topic. Read it at: https://danielines.wordpress.com/2016/01/05/the-top-misconceptions-of-buyers/ I ONLY NEED…