Foreclosure

During the housing crash of 2008, nearly fifteen million Americanhome and propertyowners lost their homes to foreclosure, according to stats listed by Bloomberg in 2009. In order torebuild and/or rebound after a financial loss, like what took place in 2008, takes some time and a lot of attention to the detail of the requirements needed to bounce back. There may be a lot guilt or even loss of confidence because of losing your home. You will need to at least rent a home or apartment. After…

not fully experienced the up and downs of the housing market. A few years back I could remember watching the news, seeing the reporters talk about the market and its continuous downfall. From how things looked, it was terrible. Even today, the foreclosure crisis is still an ongoing recovery. However, Boomerang buyers are a sure example of that road to recovery. So now due to the bettering housing market buyers should consider rental purchase or rent-to-own as more a secure option. In the past…

“Who am I? What I am doing with my life?” Many of us began asking these questions ourselves in the late stages of high school. The transition between childhood and full adulthood is a critical developmental period that must be completed to become ready to assume the major roles we play in society, typically after a period of “emerging adulthood”. (Larson, Wilson, Brown, Furstenberg, & Verma, 2002) (Arnett, 2000). It is in this stage named “Emerging adulthood” (usually from 18-25 years) we will…

And while states differ in some areas of procedure as it pertains to the mortgage and lien foreclosure process, the system is fairly standard and the outcome remains essentially the same. Anyone who is considering the purchase of a property by bidding at a foreclosure auction must take some time to consider the factors which will affect the bidding process, how the title to the property may be passed through the system, and what…

labeled as drug addicts, drunks, or discharged mentally ill patients. Governmental policy decisions are creating a lack of resources for the homeless population in Sacramento. Individuals become homeless because they may have lost their homes to foreclosures,…

As I stood there, I could remember the day we moved in like it was yesterday. The house had been so beautiful, so large, so new, and I couldn’t believe it was mine. The day we had signed the papers, my husband had given me a nervous look and I had known exactly what he was thinking. ‘Are we sure we can afford this?’ The same thought had been bouncing around in my head too, a nagging feeling weighing down the excitement of owning a new home. My husband and I both worked full time, but even with…

At the beginning of the short story, Bliss can be identified as being in the Foreclosure stage and then eventually transitions to the Moratorium stage. Bliss was motivated by seeing her sister’s unsuccessfulness to focus on herself and stick to her goals. With that mindset, Bliss tends to be quite stuck in her ways. The author writes, “And America is still the best place to be, except when it comes to smoking. I’ve smoked since I was twelve, and I’m not stopping” (Plummer 28). Bliss is very…

For some people, the foreclosures hit them with a force of a bulldozer rolling them out of their comfortable zones and forcing them back into the land of the rental. But for others, like myself, the foreclosure market was an amazing moment when the stars aligned and every house price dropped to prices that some of us could easily finally afford. Not only were we able to afford a house for the first time possibly in history, we were able to have our pick of the litter as it were. It was a buyers’…

Facilitating Identity Achievement in Students Who am I? Where do I fit in? These are the questions that spur an individual to begin on their journey to develop their sense of self, a process known as identity formation. Although issues with one’s sense of identity could arise at any point in life, clinical psychologist Erik Erikson theorized that identity formation was most prominent in, and was the most critical developmental task of, adolescence. Ideally, in identity formation, an individual…

rate of teacher turnover, as instructors at these schools often tire of dealing with more daily obstacles than their counterparts at more stable schools (Cooter, 2003, p. 121). Further studies have shown that students who attend these schools with a high transient population and do not move suffer the consequences of being part of an unstable school environment (Gasper et al., 2010; Parke & Kanyongo, 2012). The research has shown that students who attend schools with a high mobility rate…